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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life - 2 Year Discount 60% LTV
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
DP331
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,073.80, 48 payments of £1,264.89 and 228 monthly payments of £1,384.82.
The total amount payable would be £403,523.88 made up of the loan amount plus interest of £223,737.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
7.80%
Product Code
DP332
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,148.90, 48 payments of £1,269.98 and 228 payments of £1,390.38.
The total amount payable would be £406,813.28 made up of the loan amount plus interest of £227,052.28 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
DP333
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,073.80, 48 payments of £1,264.89 and 228 monthly payments of £1,384.82.
The total amount payable would be £403,523.88 made up of the loan amount plus interest of £223,737.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
7.80%
Product Code
DP334
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,148.90, 48 payments of £1,269.98 and 228 payments of £1,390.38.
The total amount payable would be £406,813.28 made up of the loan amount plus interest of £227,052.28 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.