Additional Borrowing

Whether you are looking to make repairs or improvements to your home, to consolidate existing debt or even for a special purchase, we have a range of options that may be available to you. Our Advisors will take you through the options and take the time to explain everything to make the process as simple as possible.

Some of our products offer a cashback if at least 50% of the additional borrowing is for 'green improvements'. See the Additional Information section of the product details for more information.

Home
Mortgages
Existing Customers
Additional Borrowing Products

Choose from existing product range

  • Discounted Mortgages

    • Green cashback incentive available
    • No application fee
    • Borrow up to 95% of the value of the property

  • Fixed Rate Mortgages

    • Fixed to help plan future payments
    • No application fee
    • Different LTV options available
  • Retired Couple With Dog

    Later Life Mortgages

    • Green cashback incentive available
    • No application fee
    • Available to those who are 75+ on application and/or at the end of the mortgage term

  • Buy to Let Mortgages

    • Green cashback incentive available
    • Limited Company Buy to Let and First-Time Landlord Mortgages available
    • Consumer and Investment Mortgages available

  • Discount Market Scheme

    • We support the Discount Market Scheme
    • Variable rate
    • Secure a mortgage with a 5% deposit

  • Help To Buy Mortgages

    • We support the Government’s Help to Buy Scheme
    • Variable rate
    • Remortgage options available

  • First Homes Mortgages

    • We support the Government’s First Homes scheme
    • Available to first time buyers
    • Borrow up to 95% of the value of the property
  • Second Homes Image Resize

    Holiday Let Mortgages

    • Variable rate
    • Borrow up to 80% of the value of the home
    • Available in England & Wales (exclusions apply)