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The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.16% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,864.51, 22 monthly payments of £1,075.56, 48 payments of £1,195.05, 224 monthly payments of £1,356.89 and 1 payment of £494.46.

The total amount payable would be £388,621.05 made up of the loan amount plus interest of £207,327.05 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.29% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.72% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,010.84, 22 monthly payments of £1,136.33, 48 payments of £1,198.53, 224 monthly payments of £1,360.85 and 1 payment of £493.48.

The total amount payable would be £391,130.42 made up of the loan amount plus interest of £209,863.42 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.41% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.10% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,170.77, 48 payments of £1,201.17 and 228 monthly payments of £1,366.88.

The total amount payable would be £398,670.28 made up of the loan amount plus interest of £217,403.28 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.52% until 31st October 2028, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,222.65, 23 monthly payments of £1,226.00, 48 payments of £1,203.13, 223 monthly payments of £1,365.45 and 1 payment of £454.54.

The total amount payable would be £394,638.78 made up of the loan amount plus interest of £213,120.78 and the following costs, a scheme fee (£1,250), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.59% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,200.45 and 228 payments of £1,366.06.

The total amount payable would be £398,184.64 made up of the loan amount plus interest of £216,890.64 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,820.36, 22 monthly payments of £1,057.45, 270 payments of £1,383.92 and 1 payment of £865.04.

The total amount payable would be £401,429.70 made up of the loan amount plus interest of £219,607.70 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.86% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.36% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,179.96, 22 monthly payments of £1,207.80, 48 payments of £1,202.22, 224 monthly payments of £1,365.05 and 1 payment of £495.25.

The total amount payable would be £394,291.57 made up of the loan amount plus interest of £212,724.57 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.56% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further variable discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,203.03, 48 payments of £1,203.03 and 228 monthly payments of £1,368.99.

The total amount payable would be £400,369.88 made up of the loan amount plus interest of £218,747.88 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,142.20, 48 payments of £1,199.45 and 228 monthly payments of £1,364.92.

The total amount payable would be £397,055.16 made up of the loan amount plus interest of £216,188.16 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,926.93, 22 monthly payments of £1,101.40, 48 payments of £1,196.58, 224 monthly payments of £1,358.63 and 1 payment of £490.58.

The total amount payable would be £388,685.27 made up of the loan amount plus interest of £208,417.27 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.27% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,203.03, 48 payments of £1,203.03 and 228 monthly payments of £1,368.99.

The total amount payable would be £399,641.88 made up of the loan amount plus interest of £218,747.88 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,203.03, 48 payments of £1,203.03 and 228 monthly payments of £1,368.99.

The total amount payable would be £399,641.88 made up of the loan amount plus interest of £218,747.88 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.59% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,115.05, 48 payments of £1,197.75 and 228 monthly payments of £1,362.99.

The total amount payable would be £395,881.92 made up of the loan amount plus interest of £215,014.92 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,898.31, 22 monthly payments of £1,089.52, 48 payments of £1,195.88, 224 monthly payments of £1,357.84 and 1 payment of £492.03.

The total amount payable would be £389,212.18 made up of the loan amount plus interest of £207,918.18 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.32% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,192.97, 48 payments of £1,202.46 and 228 monthly payments of £1,368.35.

The total amount payable would be £399,600.16 made up of the loan amount plus interest of £218,333.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.72% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,010.84, 22 monthly payments of £1,136.33, 48 payments of £1,198.53, 224 monthly payments of £1,360.85 and 1 payment of £493.48.

The total amount payable would be £391,157.42 made up of the loan amount plus interest of £209,863.42 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.41% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.