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The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.49% for 2 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £999.48 followed by 276 monthly payments of £1,379.00.

The total amount payable would be £410,286.52 made up of the loan amount plus interest of £224,591.52 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.49% for 2 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £999.48 followed by 276 monthly payments of £1,379.00.

The total amount payable would be £410,314.52 made up of the loan amount plus interest of £224,591.52 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.89% for 2 years followed by our Standard Variable Rate of 6.89%. In this example you would make 24 monthly payments of £1,040.76 followed by 276 monthly payments of £1,382.52.

The total amount payable would be £408,375.76 made up of the loan amount plus interest of £226,553.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.09% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,061.72 followed by 276 monthly payments of £1,384.23.

The total amount payable would be £409,350.76 made up of the loan amount plus interest of £227,528.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.89% for 2 years followed by our Standard Variable Rate of 6.89%. In this example you would make 24 monthly payments of £1,040.76 followed by 276 monthly payments of £1,382.52.

The total amount payable would be £408,375.76 made up of the loan amount plus interest of £226,553.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.09% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,061.72 followed by 276 monthly payments of £1,384.23.

The total amount payable would be £409,350.76 made up of the loan amount plus interest of £227,528.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.70% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,126.96 followed by 276 monthly payments of £1,389.22.

The total amount payable would be £412,293.76 made up of the loan amount plus interest of £230,471.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.70% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,126.96 followed by 276 monthly payments of £1,389.22.

The total amount payable would be £412,265.76 made up of the loan amount plus interest of £230,471.76 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.80% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,031.39, 48 payments of £1,244.94 and 228 monthly payments of £1,364.15.

The total amount payable would be £396,858.68 made up of the loan amount plus interest of £215,536.68 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,147.67, 48 payments of £1,252.73 and 227 monthly payments of £1,372.29.

The total amount payable would be £401,954.62 made up of the loan amount plus interest of £220,332.62 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,180.74, 48 payments of £1,254.87 and 227 monthly payments of £1,374.64.

The total amount payable would be £403,362.54 made up of the loan amount plus interest of £221,795.54 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,158.64, 48 payments of £1,253.45 and 227 monthly payments of £1,373.08.

The total amount payable would be £402,442.76 made up of the loan amount plus interest of £220,820.76 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,191.86, 48 payments of £1,255.57 and 227 monthly payments of £1,375.40.

The total amount payable would be £403,901.66 made up of the loan amount plus interest of £222,279.66 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.

The total amount payable would be £398,072.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.34% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,197.44, 48 payments of £1,256.07 and 228 monthly payments of £1,376.34.

The total amount payable would be £404,402.44 made up of the loan amount plus interest of £222,835.44 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,082.90, 48 payments of £1,248.69 and 228 monthly payments of £1,368.25.

The total amount payable would be £399,509.72 made up of the loan amount plus interest of £217,887.72 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further variable discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,203.03, 48 payments of £1,256.40 and 228 monthly payments of £1,376.70.

The total amount payable would be £404,689.52 made up of the loan amount plus interest of £223,067.52 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.74% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £2,278.17, 48 payments of £2,765.48 and 228 monthly payments of £3,030.29.

The total amount payable would be £881,087.24 made up of the loan amount plus interest of £478,325.24 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£688.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

he following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.

The total amount payable would be £397,772.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.

The total amount payable would be £397,772.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.69% until 30th September 2030, a further discounted rate of 6.89% until 30th September 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £1,020.01, 12 payments of £1,219.52 and 228 monthly payments of £1,336.29.

The total amount payable would be £380,831.96 made up of the loan amount plus interest of £200,508.96 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,253.71 and 228 payments of £1,373.75.

The total amount payable would be £402,494.44 made up of the loan amount plus interest of £221,200.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,253.71 and 228 payments of £1,373.75.

The total amount payable would be £402,494.44 made up of the loan amount plus interest of £221,200.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,219.88, 48 payments of £1,257.38 and 228 monthly payments of £1,377.78.

The total amount payable would be £404,659.20 made up of the loan amount plus interest of £223,765.20 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,219.88, 48 payments of £1,257.38 and 228 monthly payments of £1,377.78.

The total amount payable would be £404,659.20 made up of the loan amount plus interest of £223,765.20 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.59% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,115.05, 48 payments of £1,250.89 and 228 monthly payments of £1,370.66.

The total amount payable would be £400,181.40 made up of the loan amount plus interest of £219,314.40 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.80% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,031.39, 48 payments of £1,244.94 and 228 monthly payments of £1,364.15.

The total amount payable would be £396,858.68 made up of the loan amount plus interest of £215,536.68 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.95% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,047.03, 48 payments of £1,246.11 and 228 monthly payments of £1,365.42.

The total amount payable would be £397,551.76 made up of the loan amount plus interest of £216,257.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,142.20, 48 payments of £1,252.66 and 228 monthly payments of £1,372.61.

The total amount payable would be £401,762.56 made up of the loan amount plus interest of £220,495.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.34% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £2,187.16, 48 payments of £2,758.32 and 228 monthly payments of £3,022.43.

The total amount payable would be £876,767.24 made up of the loan amount plus interest of £474,005.24 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£688.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.50% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,105.36, 48 payments of £1,250.23 and 228 monthly payments of £1,369.95.

The total amount payable would be £400,155.28 made up of the loan amount plus interest of £218,888.28 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.59% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,115.05, 48 payments of £1,250.89 and 228 monthly payments of £1,370.66.

The total amount payable would be £400,181.40 made up of the loan amount plus interest of £219,314.40 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,142.20, 48 payments of £1,252.66 and 228 monthly payments of £1,372.61.

The total amount payable would be £401,362.56 made up of the loan amount plus interest of £220,495.56 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.24% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,186.29 followed by 276 monthly payments of £1,393.36.

The total amount payable would be £414,832.32 made up of the loan amount plus interest of £233,038.32 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.49% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,214.25 followed by 276 monthly payments of £1,395.19.

The total amount payable would be £416,008.34 made up of the loan amount plus interest of £234,214.44 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.24% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,077.58, 48 payments of £1,248.32 and 228 monthly payments of £1,367.84.

The total amount payable would be £397,916.80 made up of the loan amount plus interest of £217,648.80 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.10% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,062.78, 48 payments of £1,247.26 and 228 monthly payments of £1,366.68.

The total amount payable would be £398,272.34 made up of the loan amount plus interest of £216,978.24 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,147.67, 48 payments of £1,252.73 and 227 monthly payments of £1,372.29.

The total amount payable would be £401,954.62 made up of the loan amount plus interest of £220,332.62 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,180.74, 48 payments of £1,254.87 and 227 monthly payments of £1,374.64.

The total amount payable would be £403,362.54 made up of the loan amount plus interest of £221,795.54 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,158.64, 48 payments of £1,253.45 and 227 monthly payments of £1,373.08.

The total amount payable would be £402,442.76 made up of the loan amount plus interest of £220,820.76 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,191.86, 48 payments of £1,255.57 and 227 monthly payments of £1,375.40.

The total amount payable would be £403,901.66 made up of the loan amount plus interest of £222,279.66 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.44% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,098.92, 48 payments of £1,248.53 and 225 monthly payments of £1,366.90.

The total amount payable would be £397,420.78 made up of the loan amount plus interest of £217,152.78 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,147.67, 48 payments of £1,252.16 and 225 monthly payments of £1370.87.

The total amount payable would be £399,804.52 made up of the loan amount plus interest of £219,536.52 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.19% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,072.28, 48 payments of £1,246.44 and 225 monthly payments of £1,364.61.

The total amount payable would be £397,335.93 made up of the loan amount plus interest of £215,817.93 and the following costs, a Scheme Fee (£1250), a Chaps fee (£25.00), a standard Valuation fee (£193) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.79% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,136.75, 48 payments of £1,251.37 and 225 monthly payments of £1,370.01.

The total amount payable would be £400,528.26 made up of the loan amount plus interest of £219,010.26 and the following costs, a Scheme Fee (£1250.00), a Chaps fee (£25.00), a standard Valuation fee (£193) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.69% until 30th September 2030, a further discounted rate of 6.89% until 30th September 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £1,020.01, 12 payments of £1,219.52 and 228 monthly payments of £1,336.29.

The total amount payable would be £380,831.96 made up of the loan amount plus interest of £200,508.96 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.