# Compare All

Below our mortgage calculator, you will find all the mortgage products that we currently offer.

You are able to filter products using the filter tab and you can ‘star’ your favourites to view for a comparison.

## Our mortgages

#### Filters

##### What type of mortgage are you looking for?

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This information is a guide providing an estimate of what your monthly mortgage payment could be and is based on the information you've given. Further information is required when you choose a mortgage and you will be given a full mortgage illustration before you make a decision.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

You can mark products as favourites, allowing you to gather all your favourited items for a side-by-side comparison.

Buy to Let - 2 Year Discount 60% LTV (Consumer)

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.70%

Product Code

DP213

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.

The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 60% LTV (Investment)

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.70%

Product Code

DP213

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.

The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 70% LTV (Consumer)

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.70%

Product Code

DP214

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.

The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 70% LTV (Investment)

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.70%

Product Code

DP214

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.

The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV (Consumer)

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.90%

Product Code

DP215

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,369.68, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,303.10.

The total amount payable would be £388,202.78 made up of the loan amount plus interest of £226,428.78, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV (Investment)

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.90%

Product Code

DP215

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,369.68, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,303.10.

The total amount payable would be £388,202.78 made up of the loan amount plus interest of £226,428.78, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Consumer)

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.90%

Product Code

DP216

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.

The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Investment)

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.90%

Product Code

DP216

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.

The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.60%

Product Code

DP235

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,144.17, then 23 monthly payments of £1,016.30 followed by 276 monthly payments of £1,295.90.

The total amount payable would be £384,011.47 made up of the loan amount plus interest of £222,187.47 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.60% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Discount 70% LTV

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.60%

Product Code

DP236

**The overall cost for comparison is 8.60% APRC representative.**

Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV (Investment)

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.80%

Product Code

DP237

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,251.82, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,301.60.

The total amount payable would be £387,695.92 made up of the loan amount plus interest of £225,896.92 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.80% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 60% LTV Remortgage

Initial Interest Rate

5.40%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.00%

Product Code

DP246

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,398.70, 48 payments of £1,679.78 and 228 monthly payments of £1,836.85.

The total amount payable would be £534,374.04 made up of the loan amount plus interest of £303,000.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.00% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV Remortgage

Initial Interest Rate

5.50%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.00%

Product Code

DP247

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.50% for 2 years, a further discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,412.40, 48 payments of £1,680.76 and 228 monthly payments of £1,837.93.

The total amount payable would be £534,946.12 made up of the loan amount plus interest of £306,351.51 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.00% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Credit Renew 1 - 2 Year Discount 60% LTV

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.30%

Product Code

DP186

The following is a representative example based on a mortgage of £150,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,408.70, 23 monthly payments of £965.60, 48 payments of £1,100.10 and 228 monthly payments of £1,203.70.

The total amount payable would be £352,415.90 made up of the loan amount plus interest of £200,865.90 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Credit Renew 1 - 2 Year Discount 90% LTV

Initial Interest Rate

7.14%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.40%

Product Code

DP250

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,646.19, 48 payments of £1,695.41 and 228 monthly payments of £1,853.95.

The total amount payable would be £545,163.84 made up of the loan amount plus interest of £313,588.84 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Credit Renew 2 - 2 Year Discount 60% LTV

Initial Interest Rate

6.19%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.30%

Product Code

DP219

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.19% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,819.99, 23 monthly payments of £1,508.80, 48 payments of £1,687.40 and 228 monthly payments of £1,846.00.

The total amount payable would be £540,030.59 made up of the loan amount plus interest of £308,405.59 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Credit Renew 2 - 2 Year Discount 75% LTV

Initial Interest Rate

7.49%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.50%

Product Code

DP251

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 7.49% for 2 years, a further variable discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,698.18, 48 payments of £1,698.18 and 228 monthly payments of £1,856.98.

The total amount payable would be £547,260.40 made up of the loan amount plus interest of £315.660.40 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.50% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life Lending - 2 Year Discount 60% LTV

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.20%

Product Code

DP211

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,631.07, 23 monthly payments of £1,480.50, 48 payments of £1,685.40 and 228 monthly payments of £1,843.60.

The total amount payable would be £538,296.57 made up of the loan amount plus interest of £306,922.57 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.20% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life Lending - 2 Year Discount 75% LTV

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.30%

Product Code

DP238

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,843.83, 23 monthly payments of £1,624.20, 48 payments of £1,692.30 and 228 payments of £1,845.70.

The total amount payable would be £542,599.43 made up of the loan amount plus interest of £311,250.43 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life Lending - 2 Year Discount 60% LTV Remortgage

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.10%

Product Code

DP239

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,668.71, 23 monthly payments of £1,480.50, 48 payments of £1,684.20 and 228 payments of £1,837.00.

The total amount payable would be £536,771.81 made up of the loan amount plus interest of £305,397.81 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.1% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life Lending - 2 Year Discount 75% LTV Remortgage

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.30%

Product Code

DP240

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,843.83, 23 monthly payments of £1,624.20, 48 payments of £1,692.30 and 228 monthly payments of £1,845.70.

The total amount payable would be £542,599.43 made up of the loan amount plus interest of £311,250.43 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Help to Buy (E&W) - 2 Year Discount 75% LTV Remortgage

Initial Interest Rate

7.14%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.40%

Product Code

DP226

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £2,050.02, 23 monthly payments of £1,646.20, 48 payments of £1,695.30 and 228 monthly payments of £1,854.60.

The total amount payable would be £545,084.82 made up of the loan amount plus interest of £314,135.82 and the following costs, a Scheme Fee of £599.00, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Help to Buy (Wales) - 2 Year Discount 75% LTV

Initial Interest Rate

7.14%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.40%

Product Code

DP225

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £2,050.02, 23 monthly payments of £1,646.20, 48 payments of £1,695.30 and 228 monthly payments of £1,854.60.

The total amount payable would be £545,084.82 made up of the loan amount plus interest of £314,135.82 and the following costs, a Scheme Fee (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Government First Homes Scheme - 2 Year Discount 95% LTV

Initial Interest Rate

6.19%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.20%

Product Code

DP222

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.19% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,819.99, 23 monthly payments of £1,508.80, 48 payments of £1,687.40 and 228 monthly payments of £1,846.00.

The total amount payable would be £539,304.59 made up of the loan amount plus interest of £308,405.59 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.20% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 60% LTV

Initial Interest Rate

5.40%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.00%

Product Code

DP241

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,398.70, 48 payments of £1,679.78 and 228 monthly payments of £1,836.85.

The total amount payable would be £534,374.04 made up of the loan amount plus interest of £303,000.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.00% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV

Initial Interest Rate

5.50%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.00%

Product Code

DP242

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.50% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,412.40, 48 payments of £1,680.76 and 228 monthly payments of £1,837.93.

The total amount payable would be £534,946.12 made up of the loan amount plus interest of £303,622.12 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.00% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 85% LTV

Initial Interest Rate

5.65%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

8.00%

Product Code

DP207

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,433.08, 48 payments of £1,682.22 and 228 monthly payments of £1,839.52.

The total amount payable would be £535,875.04 made up of the loan amount plus interest of £304,551.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.00% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 90% LTV

Initial Interest Rate

5.95%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.10%

Product Code

DP244

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.95% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,474.87, 48 payments of £1,685.06 and 228 monthly payments of £1,842.63.

The total amount payable would be £537,723.40 made up of the loan amount plus interest of £306,399.40 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.10% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 95% LTV

Initial Interest Rate

6.50%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.20%

Product Code

DP209

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.50% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,552.98, 48 payments of £1,690.02 and 228 monthly payments of £1,848.05.

The total amount payable would be £541,046.88 made up of the loan amount plus interest of £309,747.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.20% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Discount Market Scheme - 2 Year Discount 95% LTV (30% OMV Discount)

Initial Interest Rate

6.19%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.20%

Product Code

DP224

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.19% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,858.89, 23 monthly payments of £1,508.80, 48 payments of £1,687.50 and 228 monthly payments of £1,846.10.

The total amount payable would be £539,371.09 made up of the loan amount plus interest of £308,472.09 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.20% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Discount Market Scheme - 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

Initial Interest Rate

6.44%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.30%

Product Code

DP223

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.44% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,908.63, 23 monthly payments of £1,544.40, 48 payments of £1,689.60 and 228 monthly payments of £1,848.50.

The total amount payable would be £540,887.63 made up of the loan amount plus interest of £309,988.63 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Holiday Let - 2 Year Discount 80% LTV

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.90%

Product Code

DP217

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,340.22, then 23 monthly payments of £1104.50 followed by 276 monthly payments of £1,303.00.

The total amount payable would be £388,145.72 made up of the loan amount plus interest of £226,371.72 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

First Time Landlord Holiday Let - 2 Year Discount 75% LTV

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.80%

Product Code

DP259

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,129.83 followed by 276 monthly payments of £1,304.34.

The total amount payable would be £388,912.76 made up of the loan amount plus interest of £227,113.76 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.80% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Shared Ownership - 2 Year Discount 95% LTV

Initial Interest Rate

6.09%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.10%

Product Code

DP252

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.09% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,494.57, 48 payments of £1,686.35 and 228 monthly payments of £1,844.04.

The total amount payable would be £538,579.60 made up of the loan amount plus interest of £307,255.60 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.10% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Shared Ownership - 2 Year Fixed Rate 95% LTV (fixed until 30.11.2026)

Initial Interest Rate

5.49%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.80%

Product Code

DP266

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2026, a further discounted rate of 7.34% until 30th November 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 27 monthly payments of £1,329.03, 48 payments of £1,561.27 and 225 monthly payments of £1,706.71.

The total amount payable would be £496,133.52 made up of the loan amount plus interest of £278,200.52 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 7.80% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Second Home - 2 Year Discount 85% LTV

Initial Interest Rate

6.29%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

8.30%

Product Code

DP221

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.29% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,839.22, 23 monthly payments of £1,523.00, 48 payments of £1,688.30 and 228 monthly payments of £1,846.90.

The total amount payable would be £540,323.82 made up of the loan amount plus interest of £308,999.82 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.30% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.04%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.60%

Product Code

DP264

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.

The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs, a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 7.60% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.44%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.70%

Product Code

DP265

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.

The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 7.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 90% LTV (fixed until 31.12.2026)

Initial Interest Rate

5.59%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.90%

Product Code

DP260

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.59% until 31st December 2026, a further discounted rate of 7.49% until 31st December 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make 30 monthly payments of £1,424.79, 48 payments of £1,677.36 and 222 monthly payments of £1,831.19.

The total amount payable would be £531,356.16 made up of the loan amount plus interest of £299,781.16 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 7.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.