Buy To Let Mortgages

Please note this representative example takes into account the reduction in interest rates due to take effect on 25th July 2025.

Initial Interest Rate (3.99% reducing to 3.89%) and Standard Variable Rate rate (8.39% reducing to 8.29%). The representative example uses the lower Standard Variable Rate of 8.29%.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99%, reducing to 3.89%, for a total of 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 2 payments of £949.11, 22 monthly payments of £939.26 followed by 276 monthly payments of £1,390.25.

The total amount payable would be £411,970.94 made up of the loan amount plus interest of £226,270.94 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Please note this representative example takes into account the reduction in interest rates due to take effect on 25th July 2025.

Initial Interest Rate (3.99% reducing to 3.89%) and Standard Variable Rate rate (8.39% reducing to 8.29%). The representative example uses the lower Standard Variable Rate of 8.29%.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99%, reducing to 3.89%, for a total of 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 2 payments of £949.11, 22 monthly payments of £939.26 followed by 276 monthly payments of £1,390.25.

The total amount payable would be £411,970.94 made up of the loan amount plus interest of £226,270.94 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.

The total amount payable would be £330,916.36 made up of the loan amount plus interest of £186,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.

The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.

The total amount payable would be £330,916.36 made up of the loan amount plus interest of £181,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.

The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.

The total amount payable would be £333,387.72 made up of the loan amount plus interest of £184,166.72 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.

The total amount payable would be £333,412.72 made up of the loan amount plus interest of £189,166.72 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.