First Time Buyers

We know that buying your first home is a big step. That’s why we offer exclusive first time buyer mortgages that help you onto the property ladder with no scheme fees and £250 cash back.  
We also support the Government help schemes and provide professional mortgages, aimed at first time buyers looking to secure their first home.

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Mortgages
New Customers
First Time Buyers

Our mortgage range

  • semi detached FTB

    Exclusive First Time Buyer Mortgages

    • Fixed monthly payment for a set period, helping you to budget
    • Borrow up to 95% of the value of the home
    • Cash back incentive of £250

  • First Homes Mortgages

    • We support the Government’s First Homes Scheme
    • Available to first time buyers
    • Borrow up to 95% of the value of the property

  • Help To Buy Mortgages

    • We support the Government’s Help to Buy Scheme
    • Variable rate
    • Remortgage options available
  • Houses For Shared Ownership

    Shared Ownership Mortgages

    • We support the Government’s Shared Ownership scheme
    • Fixed and variable rate options
    • No application fee

  • Discount Market Scheme (DMS) Mortgages

    • We are supporting the Discount Market Scheme
    • Variable rate
    • Cashback incentive for A or B EPC rating

  • Large Loan Mortgages

    • Variable rate
    • Available to applicants 75+ on application and/or at the end of the mortgage term
    • Allows overpayments up to 20% of the capital balance per annum without invoking an early repayment charge