Buying a Home

We understand that buying a home can be daunting, whether it’s your first time or you’ve been on the property ladder before. Our advisors will take the time to explain everything and make the process as simple as possible. 

Home
Mortgages
New Customers
Buying a Home

Our mortgage range

  • Discounted Mortgages

    • Variable rate
    • No application fee
    • Borrow up to 95% of the value of the property

  • Fixed Rate Mortgages

    • Fixed monthly payment for a set period, helping you to budget
    • A range of different lending options available
    • Could be suitable if you like security and stability
  • semi detached FTB

    First Time Buyers

    • Purchases
    • Capital Repayment, Interest Only or Part & Part basis
    • We offer an exclusive first time buyer mortgage up to 95% LTV with cashback incentive and no application or scheme fees
  • Retired Couple With Dog

    Later Life Mortgages

    • Variable rate
    • No application fee
    • Available to those who are 75+ on application and/or at the end of the term

  • Credit Renew Mortgages

    • Variable rate
    • No application fee
    • Designed for those who have experienced a life event that has impacted their credit file

  • Discount Market Scheme

    • We support the Discount Market Scheme
    • Variable Rate
    • Cashback incentive for A or B EPC rating
  • Houses For Shared Ownership

    Shared Ownership Mortgages

    • We support the Government’s Shared Ownership Scheme
    • Fixed and variable rate options
    • No application fee

  • Help To Buy Mortgages

    • We support the Government’s Help to Buy Scheme
    • Variable rate
    • Remortgage options available

  • First Homes Mortgages

    • We support the Government’s First Homes Scheme
    • Available to first time buyers
    • Borrow up to 95% of the value of the property

  • Second Home Mortgages

    • Variable rate
    • Borrow up to 85% of the value of the home
    • Can be used as a commuter home, weekend retreat or for dependents

  • Foreign National (Visa)

    • Variable Rate
    • Available up to 95% LTV
    • No minimum salary requirement