Mortgages for New Customers | Chorley Building Society

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Product Name

Loan to Value

Product Code

2 Year Discount 60% LTV Direct

60% LTV

DS860

View details

5 Year Discount 75%

75% LTV

DS771

View details

2 Year Discount 80% LTV Direct

80% LTV

DS862

View details

2 Year Discount 90% LTV Direct

DS856

View details

Direct 5 Year Discount 90% LTV

DS857

View details

2 Year Discount 95% LTV Direct – regional restrictions apply

DS858

View details

Later Life Lending Mortgages

Product Name

Loan to Value

Product Code

Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

60% LTV

DS841

View details

Later Life 1 Term over 70 – 2 Year Discount 60%

60% LTV

DS814

View details

Later Life 2 70+ – 2 Year Discount 60%

60% LTV

DS815

View details

Later Life 1 Term over 70 – 2 Year Discount 75%

75% LTV

DS804

View details

Later Life 1 Term over 70 – 5 Year Discount 75%

75% LTV

DS805

View details

Later Life 2 70+ – 2 Year Discount 75%

75% LTV

DS807

View details

Later Life 2 70+ – 5 Year Discount 75%

75% LTV

DS808

View details

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Product Name

Loan to Value

Product Code

Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

60% LTV

DS841

View details

2 Year Discount 60% LTV Direct Remortgage

60% LTV

DS861

View details

Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this product may be suitable if you don’t mind your payments varying as interest rates change

Product Name

Loan to Value

Product Code

Standard Variable Rate 80%

80% LTV

SVR1

View details

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can be made from Autumn 2020. The scheme aims to help first time buyers only who have a deposit of at least 5% to buy a new build home through offering a shared equity scheme where the Government lends customers up to 20% (40% London) of the value of their property.

Product Name

Loan to Value

Product Code

Story Homes Exclusive HTB England & Wales – 2 Year Discount 75% LTV

75% LTV

DS855

View details

2 Year Discount Help to Buy Mortgage England & Wales – available 2021 -2023

75% LTV

DS848

View details

2 Year Discount Help to Buy Remortgage (England & Wales)

75% LTV

DS828

View details

5 Year Discount Help to Buy Mortgage England & Wales – available 2021 -2023

75% LTV

DS846

View details

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across England to own their own home.

Product Name

Loan to Value

Product Code

First Homes Government Scheme 2 Year Discount 95% LTV

95% LTV

DS852

View details

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties and intend to use the property for investment purposes only.

Product Name

Loan to Value

Product Code

Buy to Let 2 Year Discount 75% LTV – Direct

75% LTV

DS859

View details

Buy to Let – First Time Buyer / First Time Landlord 2 Year Discount 75% LTV – Direct

75% LTV

DS829

View details

Buy to Let 2 Year Discount 80% LTV – Direct

80% LTV

DS845

View details

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is purchased at a discounted price.

Product Name

Loan to Value

Product Code

DMS 2 Year Discount 95% of Purchase Price (30% Discount from OMV)

95% of the Discounted Purchase Price

DS853

View details

DMS 2 Year Discount 95% of Purchase Price (20% Discount from OMV)

95% of the Discounted Purchase Price

DS854

View details

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a life event they have recovered from which has impacted their credit profile meaning they do not meet our standard lending criteria. For more information please refer to the Credit History Profile section of our Lending Criteria We offer two categories of Credit Renew Products up to a maximum of 80% LTV (Click Here for Credit Renew Product Criteria)

Product Name

Loan to Value

Product Code

Credit Renew 2 Year Discount 75% LTV – Category 2

75% LTV

DS812

View details

Credit Renew 2 Year Discount 80% LTV – Category 1

80% LTV

DS810

View details

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home. Get help >.

New Customer Mortgage Products

Discounted Mortgages

Later Life Lending Mortgages

Remortgages

Standard Variable Rate Mortgages

Help to Buy Mortgages

First Homes

Buy-to-Let Mortgages

Discount Market Scheme (DMS)

Credit Renew Mortgages

Product Name

Loan to Value

Product Code

2 Year Discount 60% LTV Direct

5 Year Discount 75%

2 Year Discount 80% LTV Direct

2 Year Discount 90% LTV Direct

Direct 5 Year Discount 90% LTV

2 Year Discount 95% LTV Direct – regional restrictions apply

Product Name

Loan to Value

Product Code

Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

Later Life 1 Term over 70 – 2 Year Discount 60%

Later Life 2 70+ – 2 Year Discount 60%

Later Life 1 Term over 70 – 2 Year Discount 75%

Later Life 1 Term over 70 – 5 Year Discount 75%

Later Life 2 70+ – 2 Year Discount 75%

Later Life 2 70+ – 5 Year Discount 75%

Product Name

Loan to Value

Product Code

Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

2 Year Discount 60% LTV Direct Remortgage

Product Name

Loan to Value

Product Code

Standard Variable Rate 80%

Product Name

Loan to Value

Product Code

Story Homes Exclusive HTB England & Wales – 2 Year Discount 75% LTV

2 Year Discount Help to Buy Mortgage England & Wales – available 2021 -2023

2 Year Discount Help to Buy Remortgage (England & Wales)

5 Year Discount Help to Buy Mortgage England & Wales – available 2021 -2023

Product Name

Loan to Value

Product Code

First Homes Government Scheme 2 Year Discount 95% LTV

Product Name

Loan to Value

Product Code

Buy to Let 2 Year Discount 75% LTV – Direct

Buy to Let – First Time Buyer / First Time Landlord 2 Year Discount 75% LTV – Direct

Buy to Let 2 Year Discount 80% LTV – Direct

Product Name

Loan to Value

Product Code

DMS 2 Year Discount 95% of Purchase Price (30% Discount from OMV)

DMS 2 Year Discount 95% of Purchase Price (20% Discount from OMV)

Product Name

Loan to Value

Product Code

Credit Renew 2 Year Discount 75% LTV – Category 2

Credit Renew 2 Year Discount 80% LTV – Category 1