New Customer Mortgage Products

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Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers  who own no more than 3 Buy To Let properties… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Shared Ownership

We are supporting the Government’s Shared Ownership scheme (currently in the North West only).  The scheme allows you to purchase… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Product Name

Loan To Value

Product Code

2 Year Discount 85% LTV

85%
DP176

2 Year Discount 80% LTV

80%
DP175

2 Year Discount 60% LTV

60%
DP174

2 Year Discount 95% (£999 Fee)

95%
DP177

2 Year Discount 90% LTV

90%
DP139

Product Name

Loan To Value

Product Code

Later Life Lending – 2 Year Discount 60% LTV

60%
DP180

Later Life Lending – 2 Year Discount 80% LTV

80%
DP181

Product Name

Loan To Value

Product Code

2 Year Discount 80% LTV Remortgage

80%
DP179

2 Year Discount 60% LTV Remortgage

60%
DP178

Product Name

Loan To Value

Product Code

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Consumer)

75%
DP185

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

75%
DP185

Buy to Let – 2 Year Discount 60% LTV (Consumer)

60%
DP182

Buy to Let – 2 Year Discount 60% LTV (Investment)

60%
DP182

Buy to Let – 2 Year Discount 70% LTV (Consumer)

70%
DP183

Buy to Let – 2 Year Discount 70% LTV (Investment)

70%
DP183

Buy to Let – 2 Year Discount 80% LTV (Investment)

80%
DP184

Buy to Let – 2 Year Discount 80% LTV (Consumer)

80%
DP184

Product Name

Loan To Value

Product Code

Credit Renew 1 – 2 Year Discount 75% LTV

75%
DP187

Credit Renew 1 – 2 Year Discount 60% LTV

60%
DP186

Credit Renew 2 – 2 Year Discount 60% LTV

60%
DP188

Product Name

Loan To Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%
DP191

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%
DP192

Product Name

Loan To Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

90% LTV of proposed share
DP164

Product Name

Loan To Value

Product Code

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%
DP193

Product Name

Loan To Value

Product Code

First Homes – 2 Year Discount 95% LTV

95%
DP190

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home.
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