Mortgages for New Customers | Chorley Building Society

New Customer Mortgage Products

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Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

Our Later Life mortgages are available to customers who will be aged 70 or over at the end of the… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Holiday Let Mortgages

Our Holiday Let mortgages are designed to support your clients who are purchasing a property that has a minimum operating… View options

Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can… View options

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Product Name

Loan to Value

Product Code

2 Year Discount 95% LTV

95%

DS935

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5 Year Discount 90% LTV

90%

DS934

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2 Year Discount 90% LTV

90%

DS933

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2 Year Discount 85% LTV

85%

DS932

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2 Year Discount 80% LTV

80%

DS931

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Later Life Lending Mortgages

Our Later Life mortgages are available to customers who will be aged 70 or over at the end of the mortgage term.

Product Name

Loan to Value

Product Code

Later Life 2 – 5 Year Discount – 80% LTV

80%

DS978

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Later Life 1 – 5 Year Discount 80%

80%

DS977

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Later Life 1 – 5 Year Discount 80% Remortgage

80%

DS976

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Later Life 1 – 5 Year Discount 60% Remortgage

60%

DS975

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Later Life 2 – 2 Year Discount – 80% LTV

80%

DS974

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Later Life 2 – 2 Year Discount – 60% LTV

60%

DS980

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Later Life 1 – 2 Year Discount 80%

80%

DS979

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Later Life 1 – 2 Year Discount 60%

60%

DS971

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Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Product Name

Loan to Value

Product Code

2 Year Discount 80% Remortgage

80%

DS937

View details

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can be made from Autumn 2020. The scheme aims to help first time buyers only who have a deposit of at least 5% to buy a new build home through offering a shared equity scheme where the Government lends customers up to 20% (40% London) of the value of their property.

Product Name

Loan to Value

Product Code

2 Year Discount Help to Buy (Story Homes Exclusive)

75%

DS967

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2 Year Discount Help to Buy Remortgage

75%

DS966

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2 Year Discount Help to Buy Mortgage England & Wales – available 2021 -2023

75%

DS956

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First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across England to own their own home.

Product Name

Loan to Value

Product Code

First Homes 2 Year Discount 95%

95% of the Discounted Purchase Price

DS953

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Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties and intend to use the property for investment purposes only.

Product Name

Loan to Value

Product Code

Buy to Let – Joint Borrower Sole Proprietor – 2 Year Discount 80% (Investment)

80%

DS970

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Buy to Let – Joint Borrower Sole Proprietor – 2 Year Discount 80% (Consumer)

80%

DS970

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Buy to Let – 2 Year Discount 60% (Investment)

60%

DS969

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Buy to Let – 2 Year Discount 60% (Consumer)

60%

DS969

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Buy to Let – 2 Year Discount 80% (Investment)

80%

DS947

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Buy to Let – 2 Year Discount 80% (Consumer)

80%

DS947

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Buy to Let – 2 Year Discount 75% (Investment)

75%

DS946

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Buy to Let – 2 Year Discount 75% (Consumer)

75%

DS946

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First Time Landlord Buy to Let – 2 Year Discount 75% (Investment)

75%

DS965

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First Time Landlord Buy to Let – 2 Year Discount 75% (Consumer)

75%

DS965

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Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is purchased at a discounted price.

Product Name

Loan to Value

Product Code

DMS 2 Year Discount 95% (30% OMV Discount)

95% of the Discounted Purchase Price

DS955

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DMS 2 Year Discount 95% (20% OMV Discount)

95% of the Discounted Purchase Price

DS954

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Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a life event they have recovered from which has impacted their credit profile meaning they do not meet our standard lending criteria. For more information please refer to the Credit History Profile section of our Lending Criteria We offer two categories of Credit Renew Products up to a maximum of 80% LTV (Click Here for Credit Renew Product Criteria)

Product Name

Loan to Value

Product Code

Credit Renew 2 – 2 Year Discount 75% LTV

75%

DS952

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Credit Renew 1 – 2 Year Discount 80% LTV

80%

DS951

View details

Holiday Let Mortgages

Our Holiday Let mortgages are designed to support your clients who are purchasing a property that has a minimum operating track record of 12 months, or for borrowers who have a minimum of 12 months experience of holiday let business. Maximum of 3 mortgaged investment properties (Holiday or Buy to let) in portfolio permitted.

Product Name

Loan to Value

Product Code

Holiday Let – 2 Year Discount 80% Remortgage

80%

DS950

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Holiday Let – 2 Year Discount 80%

80%

DS949

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Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this product may be suitable if you don’t mind your payments varying as interest rates change

Product Name

Loan to Value

Product Code

Standard Variable Rate 90%

90%

SVR1

View details

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home. Get help >.

HEAD OFFICE Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

BRANCHES

IMPORTANT INFORMATION

Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage. Think Carefully Before Securing Other Debts Against Your Home. Get help > .

The Chorley and District Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered on the Financial Services Register under number 206023. Registered Office: Key House, Foxhole Road, Chorley, Lancashire PR7 1NZ.
Chorley and District Building Society is a member of the Building Societies Association and a participant of the Financial Ombudsman Service and Financial Services Compensation Scheme.
Your telephone conversations with the Society may be recorded. This is to help the Society to improve customer service and to offer additional security. Calls and electronic communications may also be monitored for staff training.