Mortgages for New Customers | Chorley Building Society

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Shared Ownership

We are supporting the Government’s Shared Ownership scheme (currently in the North West only). The scheme allows you to purchase… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Product Name

Loan To Value

Product Code

2 Year Discount 85% LTV

85%

DP176

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2 Year Discount 80% LTV

80%

DP175

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2 Year Discount 60% LTV

60%

DP174

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2 Year Discount 95% (£999 Fee)

95%

DP177

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2 Year Discount 90% LTV

90%

DP139

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Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who will be aged 75 or over at the end of the mortgage term.

Product Name

Loan To Value

Product Code

Later Life Lending – 2 Year Discount 60% LTV

60%

DP180

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Later Life Lending – 2 Year Discount 80% LTV

80%

DP181

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Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Product Name

Loan To Value

Product Code

2 Year Discount 80% LTV Remortgage

80%

DP179

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2 Year Discount 60% LTV Remortgage

60%

DP178

View details

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties and intend to use the property for investment purposes only.

Product Name

Loan To Value

Product Code

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Consumer)

75%

DP185

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Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

75%

DP185

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Buy to Let – 2 Year Discount 60% LTV (Consumer)

60%

DP182

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Buy to Let – 2 Year Discount 60% LTV (Investment)

60%

DP182

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Buy to Let – 2 Year Discount 70% LTV (Consumer)

70%

DP183

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Buy to Let – 2 Year Discount 70% LTV (Investment)

70%

DP183

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Buy to Let – 2 Year Discount 80% LTV (Investment)

80%

DP184

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Buy to Let – 2 Year Discount 80% LTV (Consumer)

80%

DP184

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Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a life event they have recovered from which has impacted their credit profile meaning they do not meet our standard lending criteria. For more information please refer to the Credit History Profile section of our Lending Criteria We offer two categories of Credit Renew Products up to a maximum of 85% LTV (Click Here for Credit Renew Product Criteria)

Product Name

Loan To Value

Product Code

Credit Renew 1 – 2 Year Discount 75% LTV

75%

DP187

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Credit Renew 1 – 2 Year Discount 60% LTV

60%

DP186

View details

Credit Renew 2 – 2 Year Discount 60% LTV

60%

DP188

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Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is purchased at a discounted price.

Product Name

Loan To Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%

DP191

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Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%

DP192

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Shared Ownership

We are supporting the Government’s Shared Ownership scheme (currently in the North West only). The scheme allows you to purchase between 25% and 75% of a home and pay rent to a housing association for the remaining share.

Product Name

Loan To Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

90% LTV of proposed share

DP164

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Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can be made from Autumn 2020. The scheme aims to help first time buyers only who have a deposit of at least 5% to buy a new build home through offering a shared equity scheme where the Government lends customers up to 20% (40% London) of the value of their property.

Product Name

Loan To Value

Product Code

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%

DP193

View details

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across England to own their own home.

Product Name

Loan To Value

Product Code

First Homes – 2 Year Discount 95% LTV

95%

DP190

View details

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New Customer Mortgage Products

Discounted Mortgages

Later Life Lending Mortgages

Remortgages

Buy-to-Let Mortgages

Credit Renew Mortgages

Discount Market Scheme (DMS)

Shared Ownership

Help to Buy Mortgages

First Homes

Product Name

Loan To Value

Product Code

2 Year Discount 85% LTV

2 Year Discount 80% LTV

2 Year Discount 60% LTV

2 Year Discount 95% (£999 Fee)

2 Year Discount 90% LTV

Product Name

Loan To Value

Product Code

Later Life Lending – 2 Year Discount 60% LTV

Later Life Lending – 2 Year Discount 80% LTV

Product Name

Loan To Value

Product Code

2 Year Discount 80% LTV Remortgage

2 Year Discount 60% LTV Remortgage

Product Name

Loan To Value

Product Code

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Consumer)

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

Buy to Let – 2 Year Discount 60% LTV (Consumer)

Buy to Let – 2 Year Discount 60% LTV (Investment)

Buy to Let – 2 Year Discount 70% LTV (Consumer)

Buy to Let – 2 Year Discount 70% LTV (Investment)

Buy to Let – 2 Year Discount 80% LTV (Investment)

Buy to Let – 2 Year Discount 80% LTV (Consumer)

Product Name

Loan To Value

Product Code

Credit Renew 1 – 2 Year Discount 75% LTV

Credit Renew 1 – 2 Year Discount 60% LTV

Credit Renew 2 – 2 Year Discount 60% LTV

Product Name

Loan To Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

Product Name

Loan To Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

Product Name

Loan To Value

Product Code

Help to Buy (Wales) – 2 Year Discount 75% LTV

Product Name

Loan To Value

Product Code

First Homes – 2 Year Discount 95% LTV