Self Build Mortgages
This type of mortgage is designed for existing Chorley Building Society Members with a self build mortgage secured against their property, who require a product scheme extension to complete their build.

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Self-Build - 1 Year Extension 80% LTV
Initial Interest Rate
7.00%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.60%
Product Code
R169
The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 7.00% for 1 year followed by our Standard Variable Rate of 8.39%. In this example you would make 12 monthly payments of £1,131.07, followed by 288 monthly payments of £1,275.16.
The total amount payable would be £380,892.92 made up of the loan amount plus interest of £220,527.92, and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Self-Build Wind and Watertight Retention (£120,000 - £1,000,000) 80% LTV
Initial Interest Rate
5.09%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.50%
Product Code
R267
Please note this representative example takes into account the reduction in interest rates due to take effect on 25th July 2025.
Initial Interest Rate (5.09% reducing to 4.99%), Standard Variable Rate rate (8.39% reducing to 8.29%) and Follow on Variable Rate (7.14% reducing to 7.04%). The representative example uses the lower Initial Interest Rate of 4.99%, Standard Variable Rate of 8.29% and Follow on Variable Rate of 7.04%.
The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,168.02, followed by 48 monthly payments of £1,402.79, followed by 228 monthly payments of £1,536.32
The total amount payable would be £445,697.36 made up of the loan amount plus interest of £245,647.36, and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.