Remortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


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Our mortgages

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2 Year Discount 60% LTV Remortgage

Initial Interest Rate

4.95%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.50%

Product Code

IP246

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 4.95% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,260.12, 48 payments of £1,519.08 and 228 monthly payments of £1,663.68.

The total amount payable would be £483,826.76 made up of the loan amount plus interest of £265,843.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV Remortgage

Initial Interest Rate

5.10%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.60%

Product Code

IP282

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.10% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,279.07, 48 payments of £1,520.49 and 228 monthly payments of £1,665.22.

The total amount payable would be £484,650.36 made up of the loan amount plus interest of £266,717.36 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.