Fixed Rate Mortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


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Fixed Rate Mortgages

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2 Year Fixed Rate 90% LTV (fixed until 31.10.2028)

Initial Interest Rate

6.52%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.59%

Product Code

IP500

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.52% until 31st October 2028, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,222.65, 23 monthly payments of £1,226.00, 48 payments of £1,203.13, 223 monthly payments of £1,365.45 and 1 payment of £454.54.

The total amount payable would be £394,638.78 made up of the loan amount plus interest of £213,120.78 and the following costs, a Scheme Fee (£1,250), a CHAPS/Telegraphic Transfer Feee (£25.00), a Valuation Fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.59% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 95% LTV (fixed until 31.10.2028)

Initial Interest Rate

6.89%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.66%

Product Code

IP527

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.89% until 31st October 2028, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 monthly payment of £2,287.73, 22 monthly payments of £1,268.33, 48 payments of £1,205.29, 224 monthly payments of £1,368.47 and one monthly payment of £418.19.

The total amount payable would be £396,267.38 made up of the loan amount plus interest of £215,000.38 and the following costs, a Scheme Fee (£999.00), CHAPS/Telegraphic Transfer Fee (£25.00), a Valuation Fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.66% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.