Our mortgages
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Credit Renew 1 - 2 Year 60% LTV (fixed until 31.10.2027)
Initial Interest Rate
5.89%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP366
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,147.67, 48 payments of £1,252.73 and 227 monthly payments of £1,372.29.
The total amount payable would be £401,954.62 made up of the loan amount plus interest of £220,332.62 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year 90% LTV (fixed until 31.10.2027)
Initial Interest Rate
6.19%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.70%
Product Code
IP367
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,180.74, 48 payments of £1,254.87 and 227 monthly payments of £1,374.64.
The total amount payable would be £403,362.54 made up of the loan amount plus interest of £221,795.54 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year 60% LTV (fixed until 31.10.2027)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP368
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,158.64, 48 payments of £1,253.45 and 227 monthly payments of £1,373.08.
The total amount payable would be £402,442.76 made up of the loan amount plus interest of £220,820.76 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year 70% LTV (fixed until 31.10.2027)
Initial Interest Rate
6.29%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
7.70%
Product Code
IP369
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,191.86, 48 payments of £1,255.57 and 227 monthly payments of £1,375.40.
The total amount payable would be £403,901.66 made up of the loan amount plus interest of £222,279.66 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year Discount 60% LTV
Initial Interest Rate
4.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.40%
Product Code
IP384
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.
The total amount payable would be £398,072.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year Discount 90% LTV
Initial Interest Rate
6.34%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.70%
Product Code
IP385
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.34% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,197.44, 48 payments of £1,256.07 and 228 monthly payments of £1,376.34.
The total amount payable would be £404,402.44 made up of the loan amount plus interest of £222,835.44 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.50%
Product Code
IP386
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,082.90, 48 payments of £1,248.69 and 228 monthly payments of £1,368.25.
The total amount payable would be £399,509.72 made up of the loan amount plus interest of £217,887.72 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 70% LTV
Initial Interest Rate
6.39%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
7.70%
Product Code
IP387
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further variable discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,203.03, 48 payments of £1,256.40 and 228 monthly payments of £1,376.70.
The total amount payable would be £404,689.52 made up of the loan amount plus interest of £223,067.52 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.