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Credit Renew 1 - 2 Year Discount 60% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.30%
Product Code
IP186
The following is a representative example based on a mortgage of £150,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,408.70, 23 monthly payments of £965.60, 48 payments of £1,100.10 and 228 monthly payments of £1,203.70.
The total amount payable would be £352,415.90 made up of the loan amount plus interest of £200,865.90 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.30% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year Discount 90% LTV
Initial Interest Rate
7.14%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.40%
Product Code
IP250
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,646.19, 48 payments of £1,695.41 and 228 monthly payments of £1,853.95.
The total amount payable would be £545,163.84 made up of the loan amount plus interest of £313,588.84 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.40% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 60% LTV
Initial Interest Rate
6.19%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.30%
Product Code
IP219
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.19% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,819.99, 23 monthly payments of £1,508.80, 48 payments of £1,687.40 and 228 monthly payments of £1,846.00.
The total amount payable would be £540,030.59 made up of the loan amount plus interest of £308,405.59 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.30% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 75% LTV
Initial Interest Rate
7.49%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.50%
Product Code
IP251
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 7.49% for 2 years, a further variable discounted rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,698.18, 48 payments of £1,698.18 and 228 monthly payments of £1,856.98.
The total amount payable would be £547,260.40 made up of the loan amount plus interest of £315.660.40 and the following costs, a Scheme Fee of (£1,250.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.50% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.