Our mortgages
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Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
3.99%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.00%
Product Code
IP337
Please note this representative example takes into account the reduction in interest rates due to take effect on 25th July 2025.
Initial Interest Rate (3.99% reducing to 3.89%) and Standard Variable Rate rate (8.39% reducing to 8.29%). The representative example uses the lower Standard Variable Rate of 8.29%.
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99%, reducing to 3.89%, for a total of 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 2 payments of £949.11, 22 monthly payments of £939.26 followed by 276 monthly payments of £1,390.25.
The total amount payable would be £411,970.94 made up of the loan amount plus interest of £226,270.94 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
3.99%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.00%
Product Code
IP338
Please note this representative example takes into account the reduction in interest rates due to take effect on 25th July 2025.
Initial Interest Rate (3.99% reducing to 3.89%) and Standard Variable Rate rate (8.39% reducing to 8.29%). The representative example uses the lower Standard Variable Rate of 8.29%.
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99%, reducing to 3.89%, for a total of 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 2 payments of £949.11, 22 monthly payments of £939.26 followed by 276 monthly payments of £1,390.25.
The total amount payable would be £411,970.94 made up of the loan amount plus interest of £226,270.94 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.20%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.10%
Product Code
IP296
The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.
The total amount payable would be £330,916.36 made up of the loan amount plus interest of £186,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
5.40%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.20%
Product Code
IP297
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.
The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.30%
Product Code
IP298
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.
The total amount payable would be £333,387.72 made up of the loan amount plus interest of £189,166.72, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.20%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.10%
Product Code
IP299
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.
The total amount payable would be £330,916.36 made up of the loan amount plus interest of £181,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
5.40%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.20%
Product Code
IP300
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.
The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - First Time Landlord - 2 Year Discount 75% LTV
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
IP335
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.
The total amount payable would be £333,387.72 made up of the loan amount plus interest of £184,166.72 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.30%
Product Code
IP336
The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.
The total amount payable would be £333,412.72 made up of the loan amount plus interest of £189,166.72 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.