Our mortgages
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Buy to Let - 2 Year Discount 60% LTV (Consumer)
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.70%
Product Code
IP213C
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.
The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV (Investment)
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.70%
Product Code
IP213I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.
The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 70% LTV (Consumer)
Initial Interest Rate
6.14%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.70%
Product Code
IP214C
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.
The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 70% LTV (Investment)
Initial Interest Rate
6.14%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.70%
Product Code
IP214I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.
The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV (Investment)
Initial Interest Rate
6.74%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.90%
Product Code
IP215I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,369.68, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,303.10.
The total amount payable would be £388,202.78 made up of the loan amount plus interest of £226,428.78, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.90% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV (Consumer)
Initial Interest Rate
6.74%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.90%
Product Code
IP215C
Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Consumer)
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.90%
Product Code
IP216
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.
The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.90% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Investment)
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.90%
Product Code
IP216
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.
The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.90% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.60%
Product Code
IP235
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,144.17, then 23 monthly payments of £1,016.30 followed by 276 monthly payments of £1,295.90.
The total amount payable would be £384,011.47 made up of the loan amount plus interest of £222,187.47 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.60% APRC representative.
Limited Company Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
6.14%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.60%
Product Code
IP236
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,178.91, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,297.90.
The total amount payable would be £385,251.41 made up of the loan amount plus interest of £223,427.41 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV
Initial Interest Rate
6.74%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.80%
Product Code
IP237
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,251.82, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,301.60.
The total amount payable would be £387,695.92 made up of the loan amount plus interest of £225,896.92 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.80% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.40%
Product Code
IP258
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.
The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.40% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.40%
Product Code
IP257
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.
The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.40% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026
Initial Interest Rate
5.85%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.40%
Product Code
IP257
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.
The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.40% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.