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The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.89% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £2,312.80, 48 payments of £2,803.84 and 228 monthly payments of £3,070.73.

The total amount payable would be £892,916.96 made up of the loan amount plus interest of £490,217.96 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£625.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,073.80, 48 payments of £1,254.18 and 228 monthly payments of £1,373.56.

The total amount payable would be £400,442.52 made up of the loan amount plus interest of £220,656.52 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,148.90, 48 payments of £1,259.22 and 228 payments of £1,379.09.

The total amount payable would be £403,722.68 made up of the loan amount plus interest of £223,961.68 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,148.90, 48 payments of £1,259.22 and 228 payments of £1,379.09.

The total amount payable would be £403,722.68 made up of the loan amount plus interest of £223,961.68 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.29% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,073.80, 48 payments of £1,254.18 and 228 monthly payments of £1,373.56.

The total amount payable would be £400,442.52 made up of the loan amount plus interest of £220,656.52 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 4.95% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,260.12, 48 payments of £1,519.08 and 228 monthly payments of £1,663.68.

The total amount payable would be £483,826.76 made up of the loan amount plus interest of £265,843.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.10% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,279.07, 48 payments of £1,520.49 and 228 monthly payments of £1,665.22.

The total amount payable would be £484,650.36 made up of the loan amount plus interest of £266,717.36 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,542.09, 48 payments of £1,742.75 and 228 monthly payments of £1,908.64.

The total amount payable would be £557,131.08 made up of the loan amount plus interest of £308,336.08 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,593.11, 48 payments of £1,746.08 and 228 monthly payments of £1,912.28.

The total amount payable would be £559,345.32 made up of the loan amount plus interest of £310,550.32 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.49% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £2,221.06, 48 payments of £2,796.69 and 228 monthly payments of £3,062.90.

The total amount payable would be £888,586.76 made up of the loan amount plus interest of £485,887.76 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£625.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 4.95% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,260.12, 48 payments of £1,519.08 and 228 monthly payments of £1,663.68.

The total amount payable would be £483,826.76 made up of the loan amount plus interest of £265,843.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,147.67, 48 payments of £1,267.55 and 223 monthly payments of £1,386.22.

The total amount payable would be £404,850.89 made up of the loan amount plus interest of £223,251.89 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,180.74, 48 payments of £1,270.08 and 223 monthly payments of £1,388.99.

The total amount payable would be £406,499.07 made up of the loan amount plus interest of £224,950.07 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£175.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,158.64, 48 payments of £1,268.40 and 223 monthly payments of £1,387.16.

The total amount payable would be £405,419.44 made up of the loan amount plus interest of £223,820.44 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,191.86, 48 payments of £1,270.91 and 223 monthly payments of £1,389.89.

The total amount payable would be £407,112.09 made up of the loan amount plus interest of £225,513.09 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.39% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,316.13, 48 payments of £1,523.13 and 228 monthly payments of £1,668.12.

The total amount payable would be £486,677.72 made up of the loan amount plus interest of £268,394.72 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.59% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,474.93, 48 payments of £1,533.22 and 228 monthly payments of £1,679.16.

The total amount payable would be £493,415.36 made up of the loan amount plus interest of £275,207.36 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.69% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,355.01, 48 payments of £1,525.78 and 228 monthly payments of £1,671.02.

The total amount payable would be £488,399.24 made up of the loan amount plus interest of £270,116.24 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years, a further variable discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,488.55, 48 payments of £1,534.00 and 228 monthly payments of £1,680.02.

The total amount payable would be £494,025.76 made up of the loan amount plus interest of £275,767.76 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,361.55, 48 payments of £1,526.22 and 228 monthly payments of £1,671.49.

The total amount payable would be £487,909.48 made up of the loan amount plus interest of £270,401.48 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,394.45, 48 payments of £1,528.35 and 228 monthly payments of £1,673.83.

The total amount payable would be £489,334.84 made up of the loan amount plus interest of £271,826.84 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 5.40%, for a total of 2 years, followed by a discounted rate of 7.04% for 4 years and then by our Standard Variable Rate of 8.29%. In this example you would make, 24 monthly payments of £1,216.26, 48 monthly payments of £1,406.26 and 228 payments of £1,540.12. This example assumes the repayment method is capital and interest.

The total amount payable would be £450,233.08 made up of the loan amount, plus interest of £247,838.08, a Funds Transfer Fee (£25.00), Valuation fee (£625.00), a Scheme fee of (£1,000.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 6.15% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. This example you would make 24 monthly payments of £1,307.00, 48 monthly payments of £1,412.22 and 228 payments of £1,546.65. This example assumes the repayment method is capital and interest.

The total amount payable would be £454,064.7 made up of the loan amount, plus interest of £251,790.76, a Funds Transfer Fee (£25.00), Scheme fee (£999.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 6.49% for 2 years, a further discounted rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. This example you would make 24 monthly payments of £1,349.16, 48 monthly payments of £1,414.77 and 228 payments of £1,549.43. This example assumes the repayment method is capital and interest.

The total amount payable would be £455,832.84 made up of the loan amount, plus interest of £253,558.84, a Funds Transfer Fee (£25.00), Scheme Fee (£999.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.00% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £4,510.11, 48 payments of £4,938.75 and 228 monthly payments of £5,408.86. This example assumes the repayment method is capital and interest.

The total amount payable would be £1,583,852.72 made up of the loan amount plus interest of £878,522.72 and the following costs, a Scheme Fee of (£3,500.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.00% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,032.91, 48 payments of £1,131.08 and 228 monthly payments of £1,238.74 This example assumes the repayment method is capital and interest.

The total amount payable would be £364,403.40 made up of the loan amount plus interest of £201,199.40 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,013.40, 48 payments of £1,129.82 and 228 monthly payments of £1,237.37. This example assumes the repayment method is capital and interest.

The total amount payable would be £362,749.90 made up of the loan amount plus interest of £200,358.32 and the following costs, a Scheme Fee of (£801.58), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.25% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,056.36, 48 payments of £1,131.34 and 228 monthly payments of £1,239.03. This example assumes the repayment method is capital and interest.

The total amount payable would be £364,929.80 made up of the loan amount plus interest of £201,840.80 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.39% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,316.13, 48 payments of £1,523.13 and 228 monthly payments of £1,668.12.

The total amount payable would be £485,303.72 made up of the loan amount plus interest of £268,394.72 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th April 2027, a further discounted rate of 7.04% until 30th April 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 26 monthly payments of £1,329.03, 48 payments of £1,525.10 and 226 monthly payments of £1,671.22

The total amount payable would be £487,099.06 made up of the loan amount plus interest of £270,190.06 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would 24 monthly payments of £1,488.55, 48 payments of £1,534.00 and 228 monthly payments of £1,680.02.

The total amount payable would be £493,300.76 made up of the loan amount plus interest of £275,767.76 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would 24 monthly payments of £1,488.55, 48 payments of £1,534.00 and 228 monthly payments of £1,680.02.

The total amount payable would be £493,300.76 made up of the loan amount plus interest of £275,767.76 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,109.72.

The total amount payable would be £328,446.16 made up of the loan amount plus interest of £184,200.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,109.72.

The total amount payable would be £328,446.16 made up of the loan amount plus interest of £184,200.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,111.05.

The total amount payable would be £329,217.64 made up of the loan amount plus interest of £184,971.64 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,111.05.

The total amount payable would be £329,217.64 made up of the loan amount plus interest of £184,971.64 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,113.92.

The total amount payable would be £330,909.24 made up of the loan amount plus interest of £186,688.24 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,113.92.

The total amount payable would be £330,934.24 made up of the loan amount plus interest of £186,688.24 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99% for 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £949.11 followed by 276 monthly payments of £1,391.13.

The total amount payable would be £412,430.52 made up of the loan amount plus interest of £226,730.52 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 3.99% for 2 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £949.11 followed by 276 monthly payments of £1,391.13.

The total amount payable would be £412,430.52 made up of the loan amount plus interest of £226,730.52 and the following costs, a Scheme Fee of (£5,400.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,361.55, 48 payments of £1,526.22 and 228 monthly payments of £1,671.49.

The total amount payable would be £487,909.48 made up of the loan amount plus interest of £270,401.48 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £952.21 followed by 276 monthly payments of £1,117.18.

The total amount payable would be £332,943.72 made up of the loan amount plus interest of £188,722.72, and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.64% for 2 years followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £974.48 followed by 276 monthly payments of £1,118.62.

The total amount payable would be £333,875.64 made up of the loan amount plus interest of £189,654.64 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 7.04% for 4 years, followed by our Standard Variable Rate of 8.29%. In this example you would make 24 monthly payments of £1,374.67, 48 payments of £1,527.07 and 228 monthly payments of £1,672.44.

The total amount payable would be £488,906.76 made up of the loan amount plus interest of £270,973.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.79% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,136.75, 48 payments of £1,266.69 and 223 monthly payments of £1,385.28.

The total amount payable would be £403,933.31 made up of the loan amount plus interest of £222,684.31 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£175.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.79% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,136.75, 48 payments of £1,266.69 and 223 monthly payments of £1,385.28.

The total amount payable would be £402,934.31 made up of the loan amount plus interest of £222,684.31 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£175.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.29% until 28th February 2030, a further discounted rate of 7.04% until 28th February 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 56 monthly payments of £1,303.29, 12 payments of £1,501.83 and 232 monthly payments of £1,646.64.

The total amount payable would be £473,301.68 made up of the loan amount plus interest of £256,392.68 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,147.67, 48 payments of £1,267.55 and 223 monthly payments of £1,386.22.

The total amount payable would be £404,850.89 made up of the loan amount plus interest of £223,251.89 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,180.74, 48 payments of £1,270.08 and 223 monthly payments of £1,388.99.

The total amount payable would be £406,499.07 made up of the loan amount plus interest of £224,950.07 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£175.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,158.64, 48 payments of £1,268.40 and 223 monthly payments of £1,387.16.

The total amount payable would be £405,419.44 made up of the loan amount plus interest of £223,820.44 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 7.04% until 31st October 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 29 monthly payments of £1,191.86, 48 payments of £1,270.91 and 223 monthly payments of £1,389.89.

The total amount payable would be £407,112.09 made up of the loan amount plus interest of £225,513.09 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th April 2027, a further discounted rate of 7.04% until 30th April 2031, followed by our Standard Variable Rate of 8.29%. In this example you would make 26 monthly payments of £1,329.03, 48 payments of £1,525.10 and 226 monthly payments of £1,671.22

The total amount payable would be £487,099.06 made up of the loan amount plus interest of £270,190.06 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.