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Later Life - 2 Year Discount 60% LTV
Initial Interest Rate
4.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.30%
Product Code
IP469
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,193.47 and 228 monthly payments of £1,358.12.
The total amount payable would be £393,488.96 made up of the loan amount plus interest of £212,166.96 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
7.50%
Product Code
IP470
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,200.45 and 228 payments of £1,366.06.
The total amount payable would be £398,184.64 made up of the loan amount plus interest of £216,890.64 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.