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Later Life - 2 Year Discount 50% LTV Large Loan
Initial Interest Rate
4.74%
Maximum Loan To Value (LTV)
50%
Overall Cost for Comparison
7.40%
Product Code
IP373
The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.74% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £2,278.17, 48 payments of £2,765.48 and 228 monthly payments of £3,030.29.
The total amount payable would be £881,087.24 made up of the loan amount plus interest of £478,325.24 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£688.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 60% LTV
Initial Interest Rate
4.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.40%
Product Code
IP380
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.
The total amount payable would be £397,772.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
4.99%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.40%
Product Code
IP382
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,246.42 and 228 monthly payments of £1,365.76.
The total amount payable would be £397,772.48 made up of the loan amount plus interest of £216,450.48 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 5 Year Fixed Rate 60% LTV Remortgage (fixed until 30.09.2030)
Initial Interest Rate
4.69%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
6.80%
Product Code
IP407
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.69% until 30th September 2030, a further discounted rate of 6.89% until 30th September 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £1,020.01, 12 payments of £1,219.52 and 228 monthly payments of £1,336.29.
The total amount payable would be £380,831.96 made up of the loan amount plus interest of £200,508.96 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 6.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
7.60%
Product Code
IP381
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,253.71 and 228 payments of £1,373.75.
The total amount payable would be £402,494.44 made up of the loan amount plus interest of £221,200.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
7.60%
Product Code
IP389
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,253.71 and 228 payments of £1,373.75.
The total amount payable would be £402,494.44 made up of the loan amount plus interest of £221,200.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.