Intermediary

This page is for Intermediary use only

Thank you for considering Chorley Building Society as a prospective mortgage provider for your clients. We welcome enquiries from intermediaries and have a great range of products.

Broker Online

To register to submit business you will need to complete a one-time ‘straight through’ registration by clicking on the Broker Online Portal icon.

Once registered you can create client information, submit a DIP, Mortgage Application and securely upload documents for your clients using the same icon.

For guidance on how to register and use the portal please click on the Broker Online User Guide icon

Broker Online Portal

Broker Online Portal User Guide

Lending Criteria

Find out more about our common sense approach to lending

Calculators

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Buy to Let Calculator

Please note that any fees you wish to add, should be added to the BTL loan amount

£
£
£
%

LTV

0%

Monthly Mortgage Payment

£0.00

Monthly Mortgage Payment (Stress Tested)

£0.00

Rent minus 10 day annual void

£0.00

MIN BTL Rental Figure Required 125% (Basic Rate)

£0.00


MIN BTL Rental Figure Required 148% (Higher Rate)

£0.00

Please note that earned income in addition to the rental income( top-slicing) can only be considered by exception

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage.

x

Affordability Calculator

Thank you for choosing to use the Chorley Building Society Online Mortgage Affordability Calculator. Please use the information links for more information or contact our Mortgage Underwriting Team on 01257 235001 for additional support. All figures obtained through this calculator are representational only and do not guarantee a successful mortgage application.

Joint Borrower, Sole Proprietor Mortgage Applications : We are currently unable to offer an online affordability calculation for Joint Borrower, Sole Proprietor mortgages. Please call an Underwriter on 01257 235001 to complete an affordability check.


This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

Discounted Intermediary Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View Details

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View Details

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View Details

Buy to Let Mortgages

Our Buy To Let mortgage is designed to support your clients who own no more than 3 Buy To Let… View Details

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View Details

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View Details

Self Build Mortgages

*Only for use for authorised BuildLoan Intermediaries* Our self-build mortgages are designed to release money to buy the plot/property, capped… View Details

Shared Ownership

We are supporting the Government’s Shared Ownership scheme. The scheme allows you to purchase between 25% and 75% of a… View Details

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View Details

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View Details

Fixed rate

Our fixed rate mortgages maintain an interest rate until a specified date, to help you plan for the future. View Details

Product Name

Loan to Value

Product Code

2 Year Discount 85% LTV

85%
IP176

2 Year Discount 80% LTV

80%
IP175

2 Year Discount 60% LTV

60%
IP174

2 Year Discount 95% (£999 Fee)

95%
IP177

2 Year Discount 90% LTV

90%
IP139

Product Name

Loan to Value

Product Code

Later Life Lending – 2 Year Discount 60% LTV

60%
IP180

Later Life Lending – 2 Year Discount 80% LTV

80%
IP181

Product Name

Loan to Value

Product Code

2 Year Discount 80% LTV Remortgage

80%
IP179

2 Year Discount 60% LTV Remortgage

60%
IP178

Product Name

Loan to Value

Product Code

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

75%
IP185

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Consumer)

75%
IP185

Buy to Let – 2 Year Discount 60% LTV (Consumer)

60%
IP182

Buy to Let – 2 Year Discount 60% LTV (Investment)

60%
IP182

Buy to Let – 2 Year Discount 70% LTV (Consumer)

70%
IP183

Buy to Let – 2 Year Discount 70% LTV (Investment)

70%
IP183

Buy to Let – 2 Year Discount 80% LTV (Investment)

80%
IP184

Buy to Let – 2 Year Discount 80% LTV (Consumer)

80%
IP184

Product Name

Loan to Value

Product Code

Credit Renew 1 – 2 Year Discount 75% LTV

75%
IP187

Credit Renew 1 – 2 Year Discount 60% LTV

60%
IP186

Credit Renew 2 – 2 Year Discount 60% LTV

60%
IP188

Product Name

Loan to Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%
IP191

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%
IP192

Product Name

Loan to Value

Product Code

Buildloan Self-Build Low LTV Accelerator Mortgage (£150,000 – £700,000)

60%
?

During construction 70% of land cost or build cost subject to a maximum final LTV of 60% of the completed property value.

IP203

Buildloan Self-Build Accelerator Mortgage (£150,000 – £700,000)

80%
?

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP202

Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 – £700,000)

60%
?

The first release can be up to a maximum of 50% of the land or property value at application, subject to a final LTV of 60%. All other stage releases will be capped at a maximum of 70% of the build costs.

IP200

Buildloan Self-Build Mortgage (£120,000 – £300,000)

80%
?

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP198

Buildloan Self-Build Mortgage (£700,001 – £1,200,000)

70%
?

During construction 75% of land cost or build cost subject to a maximum final LTV of 70% of the completed property value.

IP197

Buildloan Self-Build Mortgage (£300,001 – £700,000)

80%
?

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP196

Buildloan Self-Build Accelerator Mortgage with Build Out Fee Incentive (£150,000 – £700,000)

80%
?

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP201

Buildloan Self-Build with Build Out Fee Incentive (£150,000 – £700,000)

80%
?

During construction 75% of land and build cost subject to a maximum final LTV of 80% of the completed property value.

IP199

Product Name

Loan to Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

90% LTV of proposed share
IP164

Product Name

Loan to Value

Product Code

Help to Buy (E&W) – 2 Year Discount 75% LTV Remortgage

75%
IP194

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%
IP193

Product Name

Loan to Value

Product Code

First Homes – 2 Year Discount 95% LTV

95%
IP190

DIP Request

To submit the DIP request, please complete the form below, save it and then email it to intermediaries@chorleybs.co.uk

DIP Request Form Download
Buy-to-let DIP Request Form Download

Packager Submission

Packager Submission Form Download
x

Mortgage Payment

Amortization Calculator

£
%

Monthly Payment

£1,673,933,442.49

Total Interest Payable

£96,308,019,647.55

Total of Payments
(Principal + Interest)

£301,308,019,647.55

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

We accept business from Appointed Representatives (ARs) and Directly Authorised (DA) intermediaries. However you must be registered via a Network or a Mortgage Club to submit a Decision in Principal or Application to us.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

x

Buy to Let Calculator

Please note that any fees you wish to add, should be added to the BTL loan amount

£
£
£
%

LTV

0%

Monthly Mortgage Payment

£0.00

Monthly Mortgage Payment (Stress Tested)

£0.00

Rent minus 10 day annual void

£0.00

MIN BTL Rental Figure Required 125% (Basic Rate)

£0.00


MIN BTL Rental Figure Required 148% (Higher Rate)

£0.00

Please note that earned income in addition to the rental income( top-slicing) can only be considered by exception

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage.

Mortgage Application

To submit a mortgage application to Chorley Building Society, please complete and return the Mortgage Application Form to the postal address below.

Mortgage Application Form Download
Buy-to-let Application Form Download
Additional Borrowing Application Form Download

Supporting Documents

Document Certification Form Download
Gifted Deposit Declaration Form Download
Identification Criteria Download
Self Employed Guide Download
Change of Property Post Application Download
Independent Legal & Financial Advice Declaration Download
x

Mortgage Payment

Amortization Calculator

£
%

Monthly Payment

£1,673,933,442.49

Total Interest Payable

£96,308,019,647.55

Total of Payments
(Principal + Interest)

£301,308,019,647.55

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

We accept business from Appointed Representatives (ARs) and Directly Authorised (DA) intermediaries. However you must be registered via a Network or a Mortgage Club to submit a Decision in Principal or Application to us.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

x

Buy to Let Calculator

Please note that any fees you wish to add, should be added to the BTL loan amount

£
£
£
%

LTV

0%

Monthly Mortgage Payment

£0.00

Monthly Mortgage Payment (Stress Tested)

£0.00

Rent minus 10 day annual void

£0.00

MIN BTL Rental Figure Required 125% (Basic Rate)

£0.00


MIN BTL Rental Figure Required 148% (Higher Rate)

£0.00

Please note that earned income in addition to the rental income( top-slicing) can only be considered by exception

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage.

Helping an existing customer?

If you want to help an existing Chorley customer switch to a new scheme, you can choose a product from those listed on our existing customers page then navigate back to this page and CLICK HERE to apply. Please note – we do not currently pay Procuration fees to intermediaries for providing advice and submitting an application to us for a product switch.

To check who is on our panel of solicitors click here to search

Please return the completed forms to the Intermediary Mortgage Team:

Mortgage Team
Chorley Building Society
Key House
Foxhole Road
Chorley
PR7 1NZ

If you have any questions or enquiries, please call us on 01257 235001 or email intermediaries@chorleybs.co.uk.

x

Mortgage Payment

Amortization Calculator

£
%

Monthly Payment

£1,673,933,442.49

Total Interest Payable

£96,308,019,647.55

Total of Payments
(Principal + Interest)

£301,308,019,647.55

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

We accept business from Appointed Representatives (ARs) and Directly Authorised (DA) intermediaries. However you must be registered via a Network or a Mortgage Club to submit a Decision in Principal or Application to us.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

Speak to our Lending Team 01257 235001
Request a Callback
Contact Form - Request a Callback Intermediary

The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.

Community News

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5 Stars – 5 times in a row for Chorley... We’re very proud to say, that for the fifth time in a row we have... January 29, 2024
Chorley Building Society receives a 5 star rating for a... We’re very proud to announce that we have been awarded a five star rating in... July 27, 2023
Best Specialist Mortgage Provider of the Year Chorley Building Society has been voted Best specialist mortgage provider in the prestigious Smart Money... June 7, 2023