Interest Rates for Withdrawn Accounts

Interest rates shown are correct as at the 13th November 2023
Bonds
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
5 YEAR FIXED RATE BOND (31.10.2024)
Annually and on Maturity
£1,000+
1.80
1.80
5 YEAR FIXED RATE BOND (31.11.2024)
Annually and on Maturity
£500+
2.15
2.15
MEMBERS EXCLUSIVE FIXED RATE BOND (31.08.2023)
Annually and on Maturity
£1,000+
0.60
0.60
FIXED RATE BOND (31.10.2023)
Annually and on Maturity
£1,000+
1.10
1.10
FIXED RATE BOND (30.11.2023)
Annually and on Maturity
£1,000+
1.25
1.25
2 YEAR FIXED RATE BOND (31.05.2024)
Annually and on Maturity
£1,000+
1.90
1.90
2 YEAR FIXED RATE BOND (31.07.2024)
Annually and on Maturity
£1,000+
2.50
2.50
2 YEAR FIXED RATE BOND (31.08.2024)
Annually and on Maturity
£1,000+
2.50
2.50
2 YEAR FIXED RATE BOND (31.01.2024)
Annually and on Maturity
£1,000+
1.25
1.25
2 YEAR FIXED RATE BOND (30.06.2024)
Annually and on Maturity
£1,000+
1.90
1.90
2 YEAR LOYALTY FIXED RATE BOND (30.09.2024)
Annually and on Maturity
£1,000+
3.25
3.25
LOYALTY FIXED RATE BOND (30.04.2025)
Annually and on Maturity
£1,000+
4.05
4.05
FIXED RATE BOND (31.07.2024)
Annually and on Maturity
£1,000+
3.90
3.90
FIXED RATE BOND (30.07.2025)
Annually and on Maturity
£1,000+
5.00
5.00
Childrens Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
FOXLEY FUND ACCOUNT
Annually
£1+
2.90
2.90
CASH CHILD TRUST FUND (NON STAKEHOLDER)
Annually
£250+
2.90
2.90
Individual Savings Accounts (ISAs)
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
CHORLEY EASY ACCESS CASH ISA
Annually
£1+
2.50
2.50
HELP TO BUY ISA
Annually
£1+
3.10
3.10
EASY ACCESS CASH ISA
Annually
£1+
3.10
3.10
FIXED RATE ISA FIXED (30.9.2023)
Annually
£500+
0.85
0.85
FIXED RATE CASH ISA (29.02.2024)
Annually
£1,000+
1.20
1.20
FIXED RATE ISA (31.03.2025)
Annually and on Maturity
£1,000+
1.61
1.61
MEMBER ONLY FIXED RATE CASH ISA (31.10.2023)
Annually and on Maturity
£1+
0.85
0.85
INHERITANCE CASH ISA
Annually
£1+
2.50
2.50
FIXED RATE CASH ISA (29.06.2025)
Annually
£1,000+
2.30
2.30
LOYALTY FIXED RATE ISA (31.08.2024)
Annually
£1,000+
3.00
3.00
FIXED RATE CASH ISA (Fixed until 28.06.2025)
Annually
£1,000+
3.95
3.95
FIXED RATE ISA (31.08.2025)
Annually and on Maturity
£1,000+
3.95
3.95
FIXED RATE CASH ISA (fixed until 31.08.2024)
Annually
£1,000+
4.25
4.25
FIXED RATE CASH ISA (fixed until 28.09.2025)
Annually
£1,000+
3.95
3.95
FIXED RATE CASH ISA (fixed until 29.10.2025)
Annually
£1,000+
4.35
4.35
FIXED RATE CASH ISA (fixed until 01.10.2024)
Annually
£1+
5.60
5.60
EASY ACCESS CASH ISA (1 withdrawal)
Annually
£1+
5.15
5.15
Business Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
CHORLEIAN CLUBS & CHARITIES
Annually
£1+
2.20
2.20
CHORLEIAN BUSINESS
Annually
£1+
2.20
2.20
CHORLEIAN BUSINESS DEPOSIT
Annually
£1+
2.20
2.20
90 DAY NOTICE BUSINESS DEPOSIT
Annually
£5,000+
2.50
2.50
Regular Savings Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
SEASONAL SAVER (all issues)
Annually
£1+
5.15
5.15
REGULAR SAVER (all issues)
Annually
£25+
5.15
5.15
Notice Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
195 Day Notice Account
Annually
£1+
5.25
5.25
200 Day Notice Account
Annually
£1+
5.65
5.65
Easy Access Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Deposits Allowed
OVER 60'S ACCOUNT TIER 1
Annually
£1 - £84,999
3.25
3.25
OVER 60'S ACCOUNT TIER 2
Annually
£85,000 - £169,999
3.35
3.35
OVER 60'S ACCOUNT TIER 3
Annually
£170,000+
3.45
3.45
NORTH WEST AND LOYALTY EASY ACCESS SAVER (1 Withdrawal)
Annually
£1000+
5.30
5.30
EASY ACCESS SAVER (1 Withdrawal)
Annually
£500+
5.30
5.30
Renamed Accounts
Previous Name
New Name / Date of Change
Balance
%AER(1)
%Gross(2)
Deposits Allowed
FORTRESS SHARE (ISSUES 2, 3 & 4)
CHORLEIAN SHARE (June 2019)
£1+
2.50
2.50
ASTLEY SHARE (ISSUES 2, 3 & 4)
CHORLEIAN SHARE (June 2019)
£1+
2.50
2.50
LANCASTRIAN SHARE
CHORLEIAN SHARE (June 2019)
£1+
2.50
2.50
30 DAY NOTICE (ISSUES 1, 2 & 3)
30 DAY NOTICE (Dec 2021)
£1+
3.95
3.95
60 DAY NOTICE (ISSUES 1, 2 & 3)
60 DAY NOTICE (Dec 2021)
£1+
4.05
4.05
90 DAY NOTICE (ISSUES 1, 2 & 3)
90 DAY NOTICE (Dec 2021)
£1+
4.25
4.25
90 DAY CASH ISA (ISSUE 2)
90 DAY NOTICE CASH ISA (Dec 2021)
£1+
3.95
3.95
PAID UP SHARE
CHORLEIAN SHARE (Aug 2015)
£1+
2.50
2.50
EASY ACCESS SAVER (ISSUES 2, 3 & 4)
EASY ACCESS SAVER (Dec 2021)
£500+
3.15
3.15

*AER stands for Annually Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

*Gross is the gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

*Tax-free interest will be paid exempt of UK income tax.

 

Whether you need to pay tax is dependent on your own personal circumstances and maybe subject to change in the future. Interest is paid gross on all our savings accounts – except ISAs where it is paid tax-free. For more information on Tax Allowances please call HMRC on 0300 200 3312 or visit https://www.gov.uk/government/publications/personal-savings-allowance-factsheet/personal-savings-allowance.

Interest rates stated are variable unless otherwise stated.