Existing Customers

If your existing mortgage product is coming to an end and you wish to switch to another product or borrow more, see our products below. Alternatively, you can complete an online application for our execution-only service, if you are eligible.

Get in touch

End of Payment Holiday

If you have received a letter from us advising of the next steps following the end of your COVID-19 payment holiday, you can complete the End of Payment Holiday Form to advise us of your additional preferences

What would you prefer to do?

Speak to an advisor

If your existing special rate period is coming to an end, you wish to switch to another product, or borrow more, then our range of products for existing customers might be ideal for you.

To ensure you get the right mortgage, our preference is that our qualified Mortgage Advisors make recommendations for you based on your current and future circumstances.

Browse our product range below and speak to an advisor today.

Select your own mortgage

If you simply wish to switch your product, already know the product you want, don’t wish to make any other variations or borrow any additional funds you can complete this on line form and take advantage of our execution only level of service. You’ll need to have your mortgage account number, and the product name you wish to apply for.

Choose a product from those listed below and then please click here to apply to change your mortgage product.

If you are eligible for execution only we will not be assessing the suitability of the regulated mortgage contract or variation for you. And, you will not benefit from the protection of the Advised Sales Mortgage Conduct of Business rules on assessing suitability.

Product Name

Loan to Value

Product Code

Fixed Rate Mortgage – until 30.06.2022

80% LTV
RS85

Product Name

Loan to Value

Product Code

2 Year Discount – 60% LTV

60% LTV
RS95

2 Year Discount – 80% LTV

80% LTV
RS72

2 Year Discount – 90% LTV

90% LTV
RS77

3 Year Discount – 80% LTV

80% LTV
RS79

3 Year Discount – 90% LTV

90% LTV
RS80

5 Year Discount – 80% LTV

80% LTV
RS66

5 Year Discount – 90% LTV

90% LTV
RS82

Product Name

Loan to Value

Product Code

Buy to Let 2 Year Discount – 75% LTV

75% LTV
RS96

Buy to Let 2 Year Discount – 80% LTV

80% LTV
RS97

Product Name

Loan to Value

Product Code

Self-Build Mortgage Scheme Extension to complete the build

80% LTV
RS84