Existing Customers

If your existing mortgage product is coming to an end and you wish to switch to another product or borrow more, please see our products listed below and contact us to discuss your options. Alternatively, you can complete an online application for our execution-only service, if you are eligible.

Get in touch

What would you prefer to do?

Speak to an advisor

If your existing special rate period is coming to an end, you wish to switch to another product, or borrow more, then our range of mortgage products for existing customers might be ideal for you.

To ensure you get the right mortgage, we have qualified qualified Mortgage Advisors make recommendations for you based on your current and future circumstances.

Browse our product range below and speak to an advisor today.

Select your own mortgage

If you simply wish to switch your product, already know the product you want, don’t wish to make any other changes or borrow any additional funds, you can complete the on line form and take advantage of our execution only level of service. You’ll need to have your mortgage account number, and the product name you wish to apply for.

Choose a product from those listed below and then please click here to apply to change your mortgage product.

Once we have received your application, we will send you an offer via email which you will need to accept before your product is transferred.

We want to make you aware that if you are eligible for execution only and choose this option, we will not be assessing the suitability of the regulated mortgage contract or changes for you. Also, you will not benefit from the protection of the Advised Sales Mortgage Conduct of Business rules on assessing suitability.

Product Name

Loan to Value

Product Code

2 Year Discount 60% LTV

60%
R200

2 Year Discount 80% LTV

80%
R201

2 Year Discount 90% LTV

90%
R184

2 Year Discount 95% LTV

95%
R185

2 Year Discount 85% LTV

85%
R202

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%
R199

Discount Market Scheme – 2 Year Discount 95% LTV (20% OMV Discount)

95%
R198

First Homes – 2 Year Discount 95% LTV

95%
R197

5 Year Discount 80% LTV

80%
R182

Product Name

Loan to Value

Product Code

2 Year Fixed Rate 60% LTV fixed until 31.05.2026

60%
R203

2 Year Fixed Rate 80% LTV fixed until 31.05.2026

80%
R205

Product Name

Loan to Value

Product Code

Later Life 2 – 2 Year Discount 60% LTV

60%
R186

Later Life 2 – 2 Year Discount 80% LTV

80%
R187

Product Name

Loan to Value

Product Code

Holiday Let – 2 Year Discount 80% LTV

80%
R196

Buy to Let – 2 Year Discount 75% LTV

75%
R189

Buy to Let – 2 Year Discount 80% LTV

80%
R190

First Time Landlord – 2 Year Discount 75% LTV

75%
R191

Buy to Let – 2 Year Discount 60% LTV

60%
R188

Product Name

Loan to Value

Product Code

Self-Build – 1 Year Extension 80% LTV

80%
R169

Product Name

Loan to Value

Product Code

Help to Buy (E&W) – 2 Year Discount 75% LTV

75%
R168

Product Name

Loan to Value

Product Code

Standard Variable Rate

90%
SVR1

Product Name

Loan to Value

Product Code

2 Year Discount 60% LTV

60%
R200

2 Year Discount 80% LTV

80%
R201

2 Year Discount 90% LTV

90%
R184

2 Year Discount 95% LTV

95%
R185

2 Year Discount 85% LTV

85%
R202

First Time Landlord – 2 Year Discount 75% LTV

75%
R191

Buy to Let – 2 Year Discount 80% LTV

80%
R190

Buy to Let – 2 Year Discount 75% LTV

75%
R189

Buy to Let – 2 Year Discount 60% LTV

60%
R188

5 Year Discount 80% LTV

80%
R182

Later Life 2 – 2 Year Discount 60% LTV

60%
R186

Later Life 2 – 2 Year Discount 80% LTV

80%
R187