Later-Life Lenders

Older age often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later-life borrowers.

Tried and trusted since 1859, our building society is independent and mutual, meaning we are owned and run by our Members to serve their best interests. Contact us to discuss your needs.

Later Life Lending Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View more

Product Name

Issue No


Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

60% LTV

Later Life 1 Term over 70 – 2 Year Discount 60%

60% LTV

Later Life 1 Term over 70 – 2 Year Discount 75%

75% LTV

Later Life 1 Term over 70 – 5 Year Discount 75%

75% LTV

Later Life 2 70+ – 2 Year Discount 60%

60% LTV

Later Life 2 70+ – 2 Year Discount 75%

75% LTV

Later Life 2 70+ – 5 Year Discount 75%

75% LTV

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home.
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    The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.

    It was so easy to open a savings account. (Not simple to do in these coronavirus times) We were made welcome. Many thanks!

    Easy to deal with - I like being able to operate accounts by post - Chorley offers some good accounts with reasonable interest rates. Staff always friendly, helpful and knowledgeable.

    One factor that really stood out was the attention and continuous advice and support that we received, despite the effects of the Corona Virus pandemic , which Chorley B/S had to cope with. We really appreciate your decision to approve our application which has enabled us to look forward and enjoy the coming years.

    Locally situated, Staffed by local people, giving a friendly, helpful service.

    Good choice of products - competitive rates - efficient service Withdrawal of maturity funds by faster payment would be a welcome addition.

    Very efficient and pleasant on the phone.

    Well informed, professional, friendly staff. Ability to phone directly to a branch (how it should be everywhere). Lovely to have seating and low counters. Would like passbook covers. Passbooks are another plus.

    We went to Leyland branch. We have known CBS for many years and have never any bad reports about them. We were made to feel welcome and the young lady treated us very efficiently and with a smile!

    As a new customer, good first impression. Staff were very helpful and I appreciated having a chair at the counter.

    May be this is due to my age but I like to communicate with a human being. The service I received was second to none.

    Very efficient, no fuss and pleasant staff

    Speed of response in setting up the new account was outstanding - as was the accuracy and efficient of the work

    Fantastic advisor who was able to guide me through the process from start to end

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