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Careers

If you are interested in a career with Chorley Building Society, we would be delighted to hear from you.

This section lets you know whether we have any current vacancies and invites you to register your interest for future opportunities.

Our recruitment is handled by our HR Manager which means that if you register your interest with us, your application will be considered for any relevant vacancy throughout the Society.

To apply for any role in Chorley Building Society, please complete our application form:

Click here for our online application form

Click here for our printable application form

Applications can be emailed to chorley@chorleybs.co.uk

Due to the nature of the roles within the Society, your agreement to credit history and criminal record checks will be requested in the event of you being conditionally offered any position. For details of how we will use your personal data, please see our candidate privacy notice below. Chorley Building Society is an Equal Opportunities Employer.

We’re looking for a Full Time Mortgage Administrator with a fixed term contract of 12 months.

Being part of the Lending Department at the Chorley is about delivering outstanding customer service and ensuring every member counts.

In addition to a competitive salary and benefits package, you will be working as part of a team where teamwork, respect and integrity are our core values.

Full Time, Monday to Friday, Saturday AM on a rota basis

If you’re interested in applying, please email your application form to lpearson@chorleybs.co.uk

Closing Date – Friday 18th June 2021

Job Title Mortgage Administrator Reporting to Mortgage Administration
Team Leader
Department Mortgage Department Date Reviewed February 2021
Job Purpose
Mortgage Administrator is responsible for providing a friendly, efficient and professional mortgage administration service to the Society’s members, customers and advisors, working colleagues and auditors
Main Duties and Responsibilities
  • Undertake administrative duties to ensure the efficient operation of the department and in accordance with the Society’s agreed procedures.
  • Comply with all legal responsibilities and codes of conduct to which the Society must comply with i.e. AML, MCOB, Mortgage Code, BSA and FCA etc.
  • Answering written and telephone correspondence from customers, Solicitors, Insurance Companies and other agencies or professionals in relation to mortgages and insurance.
  • To deal with customer dissatisfaction and complaints as required.
  • To undertake tranche management monitoring activity.
  • To set up products as instructed.
  • To support the production of Management Information as required.
  • To be aware and escalate any suspected mortgage fraud and money laundering incidents.
  • To be aware of the Society’s Corporate Plan and to work towards helping the Society achieve this.
  • To constantly look at ways for mortgage related tasks to be carried out efficiently and effectively. Escalating any new ideas for review and implementation.
  • To share good practice with other team members and be willing to train other staff members when required.
  • Ensure all deadlines are met and support other staff to help them to meet their deadlines.
  • Joint accountability for ensuring the Society values are embedded within the Society’s business and culture.
  • Attend training courses and undertake examinations as appropriate for this Job Description and as an employee of the Society to ensure job and personal skills are maintained to the satisfactory standard required by the Society
  • Carry out such other duties, which are consistent with the nature, responsibilities and expectations of the position.
Fraud Prevention Responsibilities
It is your responsibility to ensure that you adhere to all aspects of the prevention and detection of all areas of Financial Crime against both the Society and its members.

This includes :

  • Being aware of the risks of fraud, money laundering and terrorist financing, the relevant policies and procedures and your obligations
  • Be aware of the identity of the Society’s MLRO
  • Adhere to all of the Society’s policies, procedures and systems to manage the risks presented by Fraud, Money Laundering and Terrorist Financing.
  • Report in a timely manner any suspicions of internal or external Fraud, Money Laundering or Terrorist Financing.
  • Cooperate fully with the Financial Crime Team when internal checks or reviews are carried out for fraud investigations.
  • Complete all training, including e-learning provided by the Society, in a timely manner
  • Act with propriety in the use of Society resources and the handling and use of Society funds
Values, Behaviour & Conduct
You have responsibility to demonstrate the Employee Values at all times when representing Chorley Building Society. Therefore, this applies on occasions both on and off Society premises where you are identifiable as a Chorley Building Society employee. All staff must behave in line with these Values and support other employees to do the same.
You must comply with Conduct Rules, Treating Customers Fairly and any other relevant Regulator rules regarding Conduct.You must comply with the Society’s security procedures (both in spirit and practice) to ensure a safe environment for both staff and customers.

Please see the Employee Handbook for further details of Values, Behaviour and Conduct
Technical skills, knowledge and experience requirements
  • Excellent communication skills both written and verbal
  • Ability to work as part of a team
  • Proficient in Microsoft packages including word & excel
  • Experience of working in a customer service environment
  • Ability to meet deadlines
  • Ability to adapt to change
  • Ability to manage multi-tasks
  • 5 GCSE at Grade C or above including Maths and English or equivalent
  • Excellent Communications Skills
  • Self-Motivated
  • Good attention to detail

We’re looking for a Full Time – Experienced Mortgage Advisor to join our team and support the achievement of our vision to be the provider of choice for savings and residential mortgages whilst remaining true to our mutual values.

Being part of the Lending Department at the Chorley is about delivering outstanding customer service and ensuring every member counts.

In addition to a competitive salary and benefits package, you will be working as part of a team where teamwork, respect and integrity are our core values.

Full Time, Monday to Friday, Saturday AM on a rota basis

If you’re interested in applying, please email your application form to lpearson@chorleybs.co.uk

Closing Date – Friday 18th June 2021

Job Title Mortgage Advisor Reporting to Mortgage Advising & Underwriting Manager
Department Mortgage Department Date Reviewed February 2021
Job Purpose
Provide an efficient and professional mortgage advisory service to the Society’s members and customers through compliant regulated meetings.
Main Duties and Responsibilities
  • Provide accurate mortgage advice to prospective mortgage customers face-to-face and/or over the telephone.
  • To support the delivery of the Society’s mortgage retention strategy, through proactive contact of customers in advance of their current scheme ending.
  • Process mortgage applications on the Society software system and complete all procedural administrative documentation efficiently liaising with the customer during the application process.
  • Maintain accurate records and notes throughout all stages of the mortgage application.
  • To approve mortgage applications within specified limits in accordance with Society Lending Policy.
  • To consider mortgage applications outside standard lending policy where a justifiable business reason exist.
  • To present out of criteria cases to Credit Risk Committee with appropriate recommendations and rationale.
  • To maintain professional business relationships with BDMs, mortgage introducers and external contacts, providing information and guidance when required.
  • To provide support to the Head of Lending on regulatory projects and compliance matters as required.
  • To take ownership for maintaining up to date knowledge of regulatory matters and sharing with colleagues across the Mortgage Department.
  • Maintain knowledge and comply with all legal responsibilities and codes of conduct to which the Society must comply with i.e. Vulnerable Customers, AML, MCOB, DPA, FCA etc.
  • To meet all requirements of the Training & Competence scheme.
  • To deal with customer dissatisfaction and complaints as required.
  • Identifying opportunities for continuous improvement of products, policy, processes and procedures.
  • Capture all risk events and near misses on the events log within 48 hours of identification.
  • Carry out such other duties, which are consistent with the nature, responsibilities and expectations of the position.
  • All frameworks, policies and procedures relevant to this role must be complied with.
Certification Requirements
  • Discharge and comply with your regulatory responsibilities of any regulatory authority which is relevant to your role and/or to the Society including, but not limited to, the provisions of all regulations arising from the Financial Services and Markets Act 2000 (the “Act”).
  • Promptly disclose any wrongdoing to the Society, and/ or the Regulator as appropriate, or proposed wrongdoing by any employee, worker, director or other officer of the Society, including your own wrongdoing, and any matter which the Society might reasonably consider would affect your fitness and propriety.
  • Comply with all relevant Conduct Rules issued by the FCA and/or the PRA and are applicable to your role.
  • Maintain and renew any necessary certifications or authorisations required in order to satisfactorily perform any aspect of your role.
  • Notify the Society immediately of any change in circumstances relevant to your Certification status.
  • Consent to due diligence checks in accordance with the requirements of the Society and Regulator.
Values, Behaviour & Conduct
You have responsibility to demonstrate the Employee Values at all times when representing Chorley Building Society. Therefore, this applies on occasions both on and off Society premises where you are identifiable as a Chorley Building Society employee. All staff must behave in line with these Values and support other employees to do the same.

You must comply with Conduct Rules, Treating Customers Fairly and any other relevant Regulator rules regarding Conduct.

 You must comply with the Society’s security procedures (both in spirit and practice) to ensure a safe environment for both staff and customers.

Please see the Employee Handbook for further details of Values, Behaviour and Conduct.
Fraud Responsibilities
It is your responsibility to ensure that you adhere to all aspects of the prevention and detection of all areas of Financial Crime against both the Society and its members.

This includes :

  • Being aware of the risks of fraud, money laundering and terrorist financing, the relevant policies and procedures and your obligations
  • Be aware of the identity of the Society’s MLRO
  • Adhere to all of the Society’s policies, procedures and systems to manage the risks presented by Fraud, Money Laundering and Terrorist Financing.
  • Report in a timely manner any suspicions of internal or external Fraud, Money Laundering or Terrorist Financing.
  • Cooperate fully with the Financial Crime Team when internal checks or reviews are carried out for fraud investigations.
  • Complete all training, including e-learning provided by the Society, in a timely manner
  • Act with propriety in the use of Society resources and the handling and use of Society funds.
Technical skills, knowledge and experience requirements
  • This role is a certified role under the certification scheme.
  • CeMap qualified or industry equivalent.
  • 5 GCSE at Grade C or above including Maths and English or equivalent.
  • Excellent communication skills both written and verbal.
  • Experience of Microsoft packages including word & excel.
  • Ability to independently manage multiple tasks
  • Strong attention to detail

Candidate Privacy Notice

Chorley and District Building Society is a “data controller”. This means that we are responsible for deciding how we hold and use personal information about you. This privacy notice is necessary because you are applying for work with us, whether as an employee, worker or contractor. It makes you aware of how and why your personal data will be used, namely for the purposes of the recruitment exercise, and how long it will usually be retained for. It provides you with certain information that must be provided under the General Data Protection Regulation (GDPR).

In connection with your application for work with us, we will collect, store, and use the following categories of personal information about you:

 

  • The information you have provided to us in your curriculum vitae and any covering letter
  • The information you have provided on our application form
  • Any information you provide to us or contained in notes we make during an interview

 

We may also collect, store and use the following “special categories” of more sensitive personal information:

 

  • Where applicable, any disability and its effects on your day to day activities. This is to ensure we can accommodate your needs during any interview or assessment process.
  • Information about criminal convictions and offences.

 

We collect personal information about candidates from the following sources:

  • You, the candidate.
  • Recruitment agencies, from which we collect data such as name, address, contact details, curriculum vitae, salary and notice period
  • Equifax credit reference agency, from which we collect the following categories of data:
  • Personal identifiers (such as name and address)
  • Credit history
  • Court judgments, decrees and administration orders
  • Bankruptcies, Individual Voluntary Arrangement (IVAs), debt relief orders and similar events
  • Disclosure and Barring Service in respect of criminal convictions.
  • Your named referees

 

We will use the personal information we collect about you to:

 

  • Assess your skills, qualifications, and suitability for the role
  • Carry out background and reference checks, where applicable.
  • Communicate with you about the recruitment process.
  • Keep records related to our recruitment and selection processes
  • Comply with legal or regulatory requirements

 

It is in our legitimate interests to decide whether to appoint you to the role since it would be beneficial to our business to appoint someone.

We also need to process your personal information to decide whether to enter into a contract of employment with you.

Having received your CV and/or application form, we will then process that information to decide whether you meet the basic requirements to be shortlisted for the role. If you do, we will decide whether your application is strong enough to invite you for an interview. If we decide to call you for an interview, we will use the information you provide to us at the interview to decide whether to offer you the role. If we decide to conditionally offer you the role, we will then take up references and carry out a criminal record and credit check before confirming your appointment.

If you fail to provide information when requested, which is necessary for us to consider your application (such as evidence of qualifications or work history), we will not be able to process your application successfully. For example, if we require a credit check or references for this role and you fail to provide us with relevant details, we will not be able to take your application further.

We will use information about your disability status to consider whether we need to provide appropriate adjustments during the recruitment process, for example whether adjustments need to be made during interview, presentation or testing.

We will collect information about your criminal convictions history at the point we conditionally offer you the role. The role of requires a high degree of trust and integrity and therefore we carry out the criminal records check in order to satisfy ourselves that there is nothing in your criminal convictions history which makes you unsuitable for the role. Your explicit consent will be sought at the time this information is needed. We also have in place an appropriate policy and safeguards which we are required by law to maintain when processing such data.

We do not share any of the personal information collected as part of the recruitment process with other third parties.

We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a legitimate reason to access it. They will only process your personal information on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where we are legally required to do so.

If you are unsuccessful in gaining employment with us, we will retain your personal information for a period of 6 months after we have communicated to you our decision. We retain your personal information for that period so that we can show, in the event of a legal claim, that we have not discriminated against candidates on prohibited grounds and that we have conducted the recruitment exercise in a fair and transparent way. After this period, we will securely destroy your personal information in accordance with our data retention policy.

If we wish to retain your personal information on file beyond 6 months after interview date, on the basis that a further opportunity may arise in future and we may wish to consider you for that, we will contact to you separately, seeking your explicit consent to retain your personal information for a further fixed period on that basis.

Under certain circumstances, by law you have the right to:

 

  • Request access to your personal information (commonly known as a “data subject access request”). This enables you to receive a copy of the personal information we hold about you and to check that we are lawfully processing it. To action this right you are required to complete the Society’s Data Subject Access Request Form and an electronic copy of the form can be found here.
  • Request correction of the personal information that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected.
  • Request erasure of your personal information. This enables you to ask us to delete or remove personal information where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal information where you have exercised your right to object to processing (see below).
  • Object to processing of your personal information where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground. You also have the right to object where we are processing your personal information for direct marketing purposes.
  • Request the restriction of processing of your personal information. This enables you to ask us to suspend the processing of personal information about you, for example if you want us to establish its accuracy or the reason for processing it.
  • Request the transfer of your personal information to another party.

 

If you have any questions about this privacy notice, how we handle your personal information, or if you wish to exercise any of the above rights please contact the Society’s Data Protection Officer in writing to Chorley and District Building Society, Key House, Foxhole Road, Chorley, Lancashire PR7 1NZ or by email to DPO@chorleybs.co.uk

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues.

HEAD OFFICE Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ
BRANCHES
IMPORTANT INFORMATION

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TFSCShe Chorley and District Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered on the Financial Services Register under number 206023. Registered Office: Key House, Foxhole Road, Chorley, Lancashire PR7 1NZ.
Chorley and District Building Society is a member of the Building Societies Association and a participant of the Financial Ombudsman Service and Financial Services Compensation Scheme.
Your telephone conversations with the Society may be recorded. This is to help the Society to improve customer service and to offer additional security. Calls and electronic communications may also be monitored for staff training.