Self Build Mortgages

*Only for use by authorised BuildLoan Intermediaries*

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Self Build Mortgages

Our mortgages

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Buildloan Self-Build Mortgage (£120,000 - £700,000)

Initial Interest Rate

5.54%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.50%

Product Code

IP488

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.54% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,109.66, 48 payments of £1,197.40 and 228 monthly payments of £1,362.59. This example assumes the repayment method is capital and interest.

The total amount payable would be £397,551.56 made up of the loan amount plus interest of £214,777.56 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build with Build Out Fee Incentive (£150,000 - £1,000,000)

Initial Interest Rate

5.88%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.50%

Product Code

IP489

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 5.88% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,146.57, 48 monthly payments of £1,199.72 and 228 payments of £1,365.23. This example assumes the repayment method is capital and interest.

The total amount payable would be £398,650.68 made up of the loan amount, plus interest of £216,376.68, a Funds Transfer Fee (£25.00), Scheme fee (£999.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 - £1,200,000)

Initial Interest Rate

5.49%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.50%

Product Code

IP490

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.49% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,104.28, 48 payments of £1,197,06 and 228 monthly payments of £1,362.19. This example assumes the repayment method is capital and interest.

The total amount payable would be £397,314.92 made up of the loan amount plus interest of £214,540.92 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)

Initial Interest Rate

6.33%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.60%

Product Code

IP491

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 6.33% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,196.32, 48 monthly payments of £1,202.65 and 228 payments of £1,368.56. This example assumes the repayment method is capital and interest.

The total amount payable would be £400,744.56 made up of the loan amount, plus interest of £218,470.56, a Funds Transfer Fee (£25.00), Scheme Fee (£999.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.60%

Product Code

IP492

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,158.64, 48 payments of £1,200.45 and 228 monthly payments of £1,366.06. This example assumes the repayment method is capital and interest.

The total amount payable would be £399,664.64 made up of the loan amount plus interest of £216,890.64 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Low LTV (40%) Self-Build Mortgage with Fee Incentives (£150,000 - £1,400,000)

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

40%

Overall Cost for Comparison

7.40%

Product Code

IP493

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 4.99%, for a total of 2 years, followed by a discounted rate of 6.39% for 4 years and then by our Standard Variable Rate of 8.14%. In this example you would make, 24 monthly payments of £1,051.21, 48 monthly payments of £1,193.47 and 228 payments of £1,358.12. This example assumes the repayment method is capital and interest.

The total amount payable would be £395,060.96 made up of the loan amount, plus interest of £212,166.96, a Funds Transfer Fee (£25.00), Valuation fee (£625.00), a Scheme fee of (£1,499.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Renovation Arrears (£150,000 - £700,000)

Initial Interest Rate

5.34%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.40%

Product Code

IP494

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 5.34% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,088.22, 48 monthly payments of £1,196.00 and 228 payments of £1,361.00. This example assumes the repayment method is capital and interest.

The total amount payable would be £396,008.28 made up of the loan amount, plus interest of £213,833.28 a Funds Transfer Fee (£25.00), Scheme fee (£900.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Renovation Arrears (£150,000 - £700,000)

Initial Interest Rate

5.59%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.40%

Product Code

IP495

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 5.59% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,115.05, 48 monthly payments of £1,197.75 and 228 payments of £1,362.99. This example assumes the repayment method is capital and interest.

The total amount payable would be £396,289.92 made up of the loan amount, plus interest of £215,014.92, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Renovation Advance (£150,000 - £700,000)

Initial Interest Rate

5.65%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.50%

Product Code

IP496

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 5.65% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,121.54, 48 monthly payments of £1,198.16 and 228 payments of £1,363.46. This example assumes the repayment method is capital and interest.

The total amount payable would be £397,472.52 made up of the loan amount, plus interest of £215,297.52, a Funds Transfer Fee (£25.00), Scheme fee (£900.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buildloan Self-Build Renovation Advance (£150,000 - £700,000)

Initial Interest Rate

5.90%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.50%

Product Code

IP497

The following is a representative example based on a mortgage of £180,000 over 25 years initially on a discounted rate of 5.90% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. This example you would make 24 monthly payments of £1,148.76, 48 monthly payments of £1,199.85 and 228 payments of £1,365.38. This example assumes the repayment method is capital and interest.

The total amount payable would be £397,744.68 made up of the loan amount, plus interest of £216,469.68, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.