Foreign National (Visa)

Our range of Foreign National (Visa) mortgages are designed for foreign nationals who live in the UK and hold a visa.  With no minimum salary requirements, each case is manually underwritten and we offer flexibility to support you and your clients, with direct access to an underwriter. 

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Foreign National (Visa) 2 Year Discount 80% LTV

Initial Interest Rate

5.35%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.50%

Product Code

IP443

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,089.29, 48 payments of £1,249.13 and 228 monthly payments of £1,368.74.

The total amount payable would be £399,467.92 made up of the loan amount plus interest of £218,173.92 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Foreign National (Visa) 2 Year Discount 90% LTV

Initial Interest Rate

6.30%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.70%

Product Code

IP444

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,192.97, 48 payments of £1,255.81 and 228 monthly payments of £1,376.05.

The total amount payable would be £403,916.56 made up of the loan amount plus interest of £222,649.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Foreign National (Visa) 2 Year Discount 95% LTV

Initial Interest Rate

6.84%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.80%

Product Code

IP445

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,253.89, 48 payments of £1,259.29 and 228 monthly payments of £1,379.87.

The total amount payable would be £406,416.64 made up of the loan amount plus interest of £225,149.64 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.