Buy To Let/Limited Company/Holiday Let Mortgages

We have simplified our Buy to Let mortgage range with all products suitable for holiday lets, first time and existing landlords and via a Limited Company. Consumer and Investment Mortgages are available; however holiday lets must be in personal name only.

Our mortgages

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Buy to Let - 2 Year Discount 70% LTV

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

7.86%

Product Code

IP508

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,820.36, 22 monthly payments of £1,057.45, 270 payments of £1,383.92 and 1 payment of £865.04.

The total amount payable would be £401,429.70 made up of the loan amount plus interest of £219,607.70 and the following costs, a Scheme Fee (£1,499.00), a CHAPS/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.86% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV

Initial Interest Rate

5.44%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.96%

Product Code

IP509

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.44% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,937.46, 22 monthly payments of £1,105.73 followed by 270 monthly payments of £1,387.28 and 1 final payment of £852.49.

The total amount payable would be £403,475.61 made up of the loan amount plus interest of £221,681.61, and the following costs, a Scheme Fee (£1,499.00), a CHAPS/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.96% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - Fixed Rate 60% LTV (fixed until 30.11.2028)

Initial Interest Rate

5.73%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.01%

Product Code

IP524

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.73% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,985.05, 23 monthly payments of £1,137.25, 269 payments of £1,388.66 and 1 payment of £918.61.

The total amount payable would be £404,431.95 made up of the loan amount plus interest of £222,609.95 and the following costs, a Scheme Fee (£1,499.00), a CHAPS/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.01% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - Fixed Rate 80% LTV (fixed until 30.11.2028)

Initial Interest Rate

6.38%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.16%

Product Code

IP525

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.38% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,153.66, 23 monthly payments of £1,209.86, 269 payments of £1,393.19 and 1 payment of £923.78.

The total amount payable would be £407,466.33 made up of the loan amount plus interest of £225,672.33 and the following costs, a Scheme Fee (£1,499.00), a CHAPS/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.16% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.