Buy To Let/Limited Company/Holiday Let Mortgages

We have simplified our Buy to Let mortgage range with all products suitable for holiday lets, first time and existing landlords and via a Limited Company. Consumer and Investment Mortgages are available; however holiday lets must be in personal name only.

Our mortgages

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Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

4.49%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.80%

Product Code

IP427

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.49% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £999.48 followed by 276 monthly payments of £1,379.00.

The total amount payable would be £406,413.52 made up of the loan amount plus interest of £224,591.52 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 5 Year Discount 60% LTV

Initial Interest Rate

4.59%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

6.90%

Product Code

IP430

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.59% for 5 years followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £1,009.72 followed by 240 monthly payments of £1,338.60.

The total amount payable would be £383,669.20 made up of the loan amount plus interest of £201,847.20 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV

Initial Interest Rate

5.24%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.90%

Product Code

IP458

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.24% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,077.58 followed by 276 monthly payments of £1,385.49.

The total amount payable would be £410,051.16 made up of the loan amount plus interest of £228,257.16, and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - Fixed Rate 60% LTV (fixed until 30.06.2028)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.90%

Product Code

IP450

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.39% until 30th June 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,093.56, and 273 monthly payments of £1,384.24.

The total amount payable would be £409,245.64 made up of the loan amount plus interest of £227,423.64 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - Fixed Rate 80% LTV (fixed until 30.06.2028)

Initial Interest Rate

6.29%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.10%

Product Code

IP451

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 30th June 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,191.86, and 273 monthly payments of £1,392.14.

The total amount payable would be £414,028.44 made up of the loan amount plus interest of £232,234.44 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.