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2 Year Fixed Rate 90% LTV (fixed until 31.05.2028)
Initial Interest Rate
5.89%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.60%
Product Code
IP462
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st May 2028, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 26 monthly payments of £1,147.67, 48 payments of £1,252.45 and 226 monthly payments of £1,371.58.
The total amount payable would be £401,452.10 made up of the loan amount plus interest of £219,934.10 and the following costs, a scheme fee (£1,250), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Buyer 2 Year Fixed Rate 95% LTV (fixed until 31.05.2028)
Initial Interest Rate
6.59%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.70%
Product Code
IP463
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.59% until 31st May 2028, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 26 monthly payments of £1,225.52, 48 payments of £1,257.54 and 226 monthly payments of £1,377.16.
The total amount payable would be £403,731.60 made up of the loan amount plus interest of £223,463.60 and the following costs, a Chaps fee (£25.00), a Standard Valuation Fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.