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2 Year Discount 60% LTV
Initial Interest Rate
4.80%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.40%
Product Code
IP241
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.80% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,031.39, 48 payments of £1,244.94 and 228 monthly payments of £1,364.15.
The total amount payable would be £396,858.68 made up of the loan amount plus interest of £215,536.68 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
4.95%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.40%
Product Code
IP278
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.95% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,047.03, 48 payments of £1,246.11 and 228 monthly payments of £1,365.42.
The total amount payable would be £397,551.76 made up of the loan amount plus interest of £216,257.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.19%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.50%
Product Code
IP452
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.19% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,072.28, 48 payments of £1,247.94 and 228 monthly payments of £1,367.43.
The total amount payable would be £398,676.88 made up of the loan amount plus interest of £217,409.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95%
Initial Interest Rate
5.69%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.60%
Product Code
IP453
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.69% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,125.87, 48 payments of £1,251.60 and 228 monthly payments of £1,371.45.
The total amount payable would be £401,055.28 made up of the loan amount plus interest of £219,788.28 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£193.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 50% LTV Large Loan
Initial Interest Rate
4.34%
Maximum Loan To Value (LTV)
50%
Overall Cost for Comparison
7.30%
Product Code
IP372
The following is a representative example based on a mortgage of £400,000 payable over 25 years initially on a discounted variable rate of 4.34% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £2,187.16, 48 payments of £2,758.32 and 228 monthly payments of £3,022.43.
The total amount payable would be £876,767.24 made up of the loan amount plus interest of £474,005.24 and the following costs, a Scheme Fee of (£1,999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£688.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.