Fixed Rate Mortgages
With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future.
Our mortgages
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2 Year Fixed Rate 80% LTV (fixed until 30.11.2028)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.26%
Product Code
R339
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2028, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £1,923.10, 23 monthly payments of £1,111.00, 48 payments of £1,196.92, 223 monthly payments of £1,358.46 and 1 payment of £525.32.
The total amount payable would be £388,440.16 made up of the loan amount plus interest of £208,390.16 and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.26% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 90% LTV (fixed until 30.11.2028)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.37%
Product Code
R340
The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 30th November 2028, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 1 payment of £2,052.23, 23 monthly payments of £1,166.03, 48 payments of £1,200.06, 223 monthly payments of £1,362.01 and 1 payment of £530.87.
The total amount payable would be £390,782.90 made up of the loan amount plus interest of £210,732.90 and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.37% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.