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The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.59% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,009.72, 48 payments of £1,190.46 and 228 monthly payments of £1,354.69.

The total amount payable would be £390,294.68 made up of the loan amount plus interest of £210,244.68 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,193.47 and 228 monthly payments of £1,358.12.

The total amount payable would be £392,216.96 made up of the loan amount plus interest of £212,166.96 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,136.75, 48 payments of £1,199.11 and 228 monthly payments of £1,364.54.

The total amount payable would be £396,004.40 made up of the loan amount plus interest of £215,954.40 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,203.03, 276 monthly payments of £1,394.46.

The total amount payable would be £413,793.68 made up of the loan amount plus interest of £233,743.68 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.64% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,014.86, followed by 276 monthly payments of £1,380.34.

The total amount payable would be £405,380.48 made up of the loan amount plus interest of £225,330.48, and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.15% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,068.05, followed by 276 monthly payments of £1,384.74.

The total amount payable would be £407,871.44 made up of the loan amount plus interest of £227,821.44, and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.44% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,098.92, followed by 276 monthly payments of £1,387.13.

The total amount payable would be £409,271.96 made up of the loan amount plus interest of £229,221.96, and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.64% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,014.86, 48 payments of £1,190.84 and 228 monthly payments of £1,355.13.

The total amount payable would be £390,536.60 made up of the loan amount plus interest of £210,486.60 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,136.75, 48 payments of £1,199.11 and 228 monthly payments of £1,364.54.

The total amount payable would be £396,004.40 made up of the loan amount plus interest of £215,954.40 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,136.75, 48 payments of £1,199.11 and 228 monthly payments of £1,364.54.

The total amount payable would be £396,004.40 made up of the loan amount plus interest of £215,954.40 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 4.99% for 2 years, followed by a discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,051.21, 48 payments of £1,193.47 and 228 monthly payments of £1,358.12.

The total amount payable would be £392,216.96 made up of the loan amount plus interest of £212,166.96 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.99% until 31st July 2028, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 26 monthly payments of £1,051.21, followed by 48 monthly payments of £1,245.29 followed by 226 payments of £1,363.74.

The total amount payable would be £395,360.62 made up of the loan amount plus interest of £215,310.62 and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.49% until 31st July 2028, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 26 monthly payments of £1,104.28, followed by 48 monthly payments of £1,249.35 followed by 226 payments of £1,368.19.

The total amount payable would be £397,941.02 made up of the loan amount plus interest of £217,891.02 and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.85% for 1 year followed by our Standard Variable Rate of 8.14%. In this example you would make 12 monthly payments of £1,255.03, followed by 288 monthly payments of £1,401.95.

The total amount payable would be £418,871.96 made up of the loan amount plus interest of £238,821.96, and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 4.79% for 2 years, a further discounted rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,030.36, followed by 48 monthly payments of £1,191.98, followed by 228 monthly payments of £1,356.42.

The total amount payable would be £391,257.44 made up of the loan amount plus interest of £211,207.44 and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.54% for 2 years, a further discounted variable rate of 6.39% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,109.66, 48 payments of £1,197.40 and 228 monthly payments of £1,362.59.

The total amount payable would be £394,827.56 made up of the loan amount plus interest of £214,777.56 and the following cost, a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 5.44% for 2 years followed by our Standard Variable Rate of 8.14%. In this example you would make 24 monthly payments of £1,098.92, followed by 276 monthly payments of £1,387.13.

The total amount payable would be £409,271.96 made up of the loan amount plus interest of £229,221.96, and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.8% APRC representative

Note: What you will pay may vary from this and will depend on your personal circumstances.