Fixed Rate Bond (fixed until 30.09.2025)

This product can be opened and managed in branch, by post or online via Chorley Online. Please refer to the Society’s Savings Accounts General Terms and Conditions and Chorley Online Terms and Conditions. 

Eligibility Criteria
• Available to eligible UK residents aged 18 years old or above. 
• Only one Fixed Rate Bond (fixed until 30.09.2025) is permitted per customer.
• One initial deposit is permitted. No further deposits allowed.
• Initial deposits must be received within 7 days of account opening. If no funds are received the account will be closed.

To open an account, you can apply in branch, by post or online and let us have;
• a fully completed Application Form
• at least the minimum deposit of £1,000
• proof of your identity, address and residency
• the maximum balance is £500,000 and the overall maximum holding by any one person in respect of all savings accounts with the Society is £500,000
• transfers in from other Chorley Building Society Accounts are permitted. Transfers in from Notice Accounts conditions apply.

This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.

No withdrawals or account closures are allowed within the fixed rate term, except in the event of the death of the account holder.
• We will contact you at least 14 days prior to the end of the fixed rate term to advise you of your options for maturing funds. This will be by email if we hold an up-to-date email address for you, or via the post.
• The fixed term will end on the 30th September 2025, with the account balance available on the next working day. ‘Working day’ means a day other than a Saturday, Sunday, or Bank Holiday. 
• At maturity, you may withdraw by cash, cheque or CHAPs* (*subject to a £25 fee). Cheques will be issued within 48 hours of maturity and posted 1st class to the account holder. You can also request an online payment to a nominated bank account or to any of your Chorley accounts, providing these are in your own or joint names. 
• If you take no action on maturity the balance will be automatically transferred into an Easy Access Chorleian Account within the Society bearing the account holder's name. The terms of the Chorleian Account are available in branch or at www.chorleybs.co.uk/
Withdrawal conditions apply; please refer to section 9 of the Savings Account General Terms and Conditions and section 7 of the Chorley Online Terms and Conditions for further details. 

Whether you need to pay tax is dependent on your own personal circumstances and may be subject to change in the
future. For more information on Tax Allowances please call HMRC on 0300 200 3300 or visit
https://www.gov.uk/apply-tax-free-interest-on-savings