Help To Buy Mortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


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Help To Buy Mortgages

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Help to Buy (Wales) - 2 Year Discount 75% LTV

Initial Interest Rate

6.54%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

7.70%

Product Code

IP225

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,219.88, 48 payments of £1,257.38 and 228 monthly payments of £1,377.78.

The total amount payable would be £404,659.20 made up of the loan amount plus interest of £223,765.20 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Help to Buy (E&W) - 2 Year Discount 75% LTV Remortgage

Initial Interest Rate

6.54%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

7.70%

Product Code

IP226

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted variable rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would 24 monthly payments of £1,219.88, 48 payments of £1,257.38 and 228 monthly payments of £1,377.78.

The total amount payable would be £404,659.20 made up of the loan amount plus interest of £223,765.20 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£220.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.