Fixed Rate Mortgages

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,147.67, 48 payments of £1,252.73 and 227 monthly payments of £1,372.29.

The total amount payable would be £401,954.62 made up of the loan amount plus interest of £220,332.62 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.19% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,180.74, 48 payments of £1,254.87 and 227 monthly payments of £1,374.64.

The total amount payable would be £403,362.54 made up of the loan amount plus interest of £221,795.54 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.99% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,158.64, 48 payments of £1,253.45 and 227 monthly payments of £1,373.08.

The total amount payable would be £402,442.76 made up of the loan amount plus interest of £220,820.76 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 6.29% until 31st October 2027, a further discounted rate of 6.89% until 31st October 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 25 monthly payments of £1,191.86, 48 payments of £1,255.57 and 227 monthly payments of £1,375.40.

The total amount payable would be £403,901.66 made up of the loan amount plus interest of £222,279.66 and the following costs, a Scheme Fee (£1,299.00), a Chaps fee (£25.00), a standard Valuation fee (£248.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.19% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,072.28, 48 payments of £1,246.44 and 225 monthly payments of £1,364.61.

The total amount payable would be £397,335.93 made up of the loan amount plus interest of £215,817.93 and the following costs, a Scheme Fee (£1250), a Chaps fee (£25.00), a standard Valuation fee (£193) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.79% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,136.75, 48 payments of £1,251.37 and 225 monthly payments of £1,370.01.

The total amount payable would be £400,528.26 made up of the loan amount plus interest of £219,010.26 and the following costs, a Scheme Fee (£1250.00), a Chaps fee (£25.00), a standard Valuation fee (£193) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.44% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,098.92, 48 payments of £1,248.53 and 225 monthly payments of £1,366.90.

The total amount payable would be £397,420.78 made up of the loan amount plus interest of £217,152.78 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st December 2027, a further discounted rate of 6.89% until 31st December 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 27 monthly payments of £1,147.67, 48 payments of £1,252.16 and 225 monthly payments of £1370.87.

The total amount payable would be £399,804.52 made up of the loan amount plus interest of £219,536.52 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.69% until 30th September 2030, a further discounted rate of 6.89% until 30th September 2031, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £1,020.01, 12 payments of £1,219.52 and 228 monthly payments of £1,336.29.

The total amount payable would be £380,831.96 made up of the loan amount plus interest of £200,508.96 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.49% until 30th September 2030, followed by our Standard Variable Rate of 8.14%. In this example you would make 60 monthly payments of £999.48 and 240 monthly payments of £1,336.37.

The total amount payable would be £381,020.60 made up of the loan amount plus interest of £200,697.60 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 6.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2028, followed by our Standard Variable Rate of 8.14%. In this example you would make 28 monthly payments of £1,030.36 and 272 monthly payments of £1,377.49.

The total amount payable would be £403,850.36 made up of the loan amount plus interest of £223,527.36 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£248.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.