Fixed Rate Mortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


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Fixed Rate Mortgages

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2 Year Fixed Rate 90% LTV (fixed until 31.05.2028)

Initial Interest Rate

5.89%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.60%

Product Code

IP462

The following is a representative example based on a mortgage of £180,000 payable over 25 years initially on a fixed rate of 5.89% until 31st May 2028, a further discounted rate of 6.89% for 4 years, followed by our Standard Variable Rate of 8.14%. In this example you would make 26 monthly payments of £1,147.67, 48 payments of £1,252.45 and 226 monthly payments of £1,371.58.

The total amount payable would be £401,452.10 made up of the loan amount plus interest of £219,934.10 and the following costs, a scheme fee (£1,250), a Chaps fee (£25.00), a standard Valuation fee (£193.00) and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.