## Our mortgages

You can mark products as favourites, allowing you to gather all your favourited items for a comparison.

Buy to Let - 2 Year Discount 60% LTV (Consumer)

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.70%

Product Code

IP213C

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.

The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 60% LTV (Investment)

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.70%

Product Code

IP213I

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,246.46, then 23 monthly payments of £1,016,30 followed by 276 monthly payments of £1,297.30.

The total amount payable would be £384,500.16 made up of the loan amount plus interest of £222,676.16 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 70% LTV (Consumer)

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.70%

Product Code

IP214C

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.

The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 70% LTV (Investment)

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.70%

Product Code

IP214I

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,286.27, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,299.20.

The total amount payable would be £385,692.57 made up of the loan amount plus interest of £223,893.57 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.70% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV (Investment)

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.90%

Product Code

IP215I

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,369.68, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,303.10.

The total amount payable would be £388,202.78 made up of the loan amount plus interest of £226,428.78, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV (Consumer)

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.90%

Product Code

IP215C

**The overall cost for comparison is 8.90% APRC representative.**

Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Consumer)

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.90%

Product Code

IP216

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.

The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Investment)

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.90%

Product Code

IP216

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,374.36, then 23 monthly payments of £1,129.90 followed by 276 monthly payments of £1,304.60.

The total amount payable would be £389,230.66 made up of the loan amount plus interest of £227,431.66 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.90% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.60%

Product Code

IP235

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,144.17, then 23 monthly payments of £1,016.30 followed by 276 monthly payments of £1,295.90.

The total amount payable would be £384,011.47 made up of the loan amount plus interest of £222,187.47 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.60% APRC representative.**

Limited Company Buy to Let - 2 Year Discount 70% LTV

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.60%

Product Code

IP236

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,178.91, then 23 monthly payments of £1,044.70 followed by 276 monthly payments of £1,297.90.

The total amount payable would be £385,251.41 made up of the loan amount plus interest of £223,427.41 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.60% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV

Initial Interest Rate

6.74%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.80%

Product Code

IP237

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,251.82, then 23 monthly payments of £1,104.50 followed by 276 monthly payments of £1,301.60.

The total amount payable would be £387,695.92 made up of the loan amount plus interest of £225,896.92 and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.80% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.40%

Product Code

IP258

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.

The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.40%

Product Code

IP257

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.

The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Fixed Rate 70% LTV fixed until 30.11.2026

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.40%

Product Code

IP257

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a fixed rate of 5.85% until 30th November 2026, followed by our Standard Variable Rate of 8.74%. In this example you would make 29 monthly payments of £1,016.26 followed by 271 monthly payments of £1,292.76.

The total amount payable would be £381,608.50 made up of the loan amount plus interest of £219,809.50 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).

**The overall cost for comparison is 8.40% APRC representative.**

Note: What you will pay may vary from this and will depend on your personal circumstances.