|Balance in the account||% Tax free(2)||%AERs(1)|
Interest is calculated on a daily basis and paid on 5th April each year.
Please refer to section 7 of the Savings Account General Terms and Conditions for details of how your interest is calculated.
The annual interest will be paid directly into this account with the Society.
Details of our full range of products and current interest rates are available on request at our branches, by telephone 01257 235003 or from our website www.chorleybs.co.uk
This account has a variable rate of interest and is subject to changes; this means we may increase or decrease interest rates at any time; if we reduce the interest rate we will give you 14 days notification prior to the change.
Please refer to section 7 of the Savings Account General Terms and Conditions for details for further information on this.
Based on the current rate of interest, if you deposited £1,000 in this account, after 12 months you would have £1,015.00.
This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rate within the 12 month period.
Transfers between Junior Cash ISA providers are permitted, however other withdrawals are not permitted until the account holder reaches the age of 18, at which time the Junior Cash ISA will be transferred into an adult easy access Cash ISA, thereafter withdrawal conditions apply; please refer to section 9 of the Savings Accounts General Terms and Conditions for further details. The terms of the adult easy access Cash ISA are available in branch or at www.chorleybs.co.uk
In respect of the Junior Cash ISA, in order to protect your interests, we offer you a 14 day cooling off period from the date you open your account in which you can change your mind. If you cancel an account within the above period we will help you to either switch to another of our accounts or we will refund your money to you within 30 days of your notification of cancellation together with any interest that has been earned. Should you change your mind about this Junior Cash ISA please send written notification of your cancellation to us at Head Office, Key House, Foxhole Road, Chorley, PR7 1NZ.
If you are not satisfied with our services we operate an internal complaints procedure. A copy of this procedure is available online at www.chorleybs.co.uk or you can ask in any of our branches for details of this procedure. If we cannot settle your complaint you may be able to refer your concerns to the Financial Ombudsman Service. Details about their service and how to refer a complaint to them can be found on their website at www.financial-ombudsman.org.uk.
Before applying for any of the above accounts please ensure you read and understand the following:
All applicants must sign and return the application form.
Please also refer to our Identification Criteria in case we need to request more information from you
Please return your application to the following address:
Savings & Investment Department
Chorley Building Society
The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.