Fixed Rate Bond (fixed until 30.11.2026)

Summary Box

Balance in the account % Gross(2) %AERs(1)
£1,000 – £500,000 4.25% 4.25%

The interest rate is fixed. Interest is calculated on a daily basis and paid annually on 30th November each year and upon maturity. The annual interest will be paid directly into your nominated UK bank account, building society account, or a nominated account with the Society (excluding this account). Please refer to section 7 of the Savings Accounts General Terms and Conditions for further information on how we calculate interest.

Where interest is paid to an external UK bank or building society account, the interest will be available within 3 working days.

Details of our full range of products and current interest rates are available on request at our branches, by telephone 01257 235003 or from our website

Interest Rate Definitions

  1. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added to the account once each year
  2. Gross – The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

This interest rate is fixed until 30.11.2026 meaning we cannot change the interest rate during this fixed term period. After this date your account reverts to the Easy Access Chorleian Account with a variable rate of interest.

The terms of the Easy Access Chorleian Account are available in branch or at

Based on the current rate of interest, if you opened this account on the 1st July 2024 and deposited £1,000, your estimated balance, on 30.11.2026 would be £1,102.70.

This projection is for illustrative purposes only and does not take into account your individual circumstances. The projection is based on no additional deposits, withdrawals or changes in interest rate within the product period.

This product can be opened and managed in branch, by post or online via Chorley Online. Please refer to the Society’s Savings Accounts General Terms and Conditions and Chorley Online Terms and Conditions.

Eligibility Criteria

  • Available to eligible UK residents aged 18 years old or above.
  • Only one Fixed Rate Bond (fixed until 30.11.2026) is permitted per customer.
  • One initial deposit is permitted. No further deposits allowed.
  • Initial deposits must be received within 7 days of account opening. If no funds are received the account will be closed.

To open an account, you can apply in branch, by post or online and let us have;

  • a fully completed Application Form
  • at least the minimum deposit of £1,000
  • proof of your identity, address and residency
  • the maximum balance is £500,000 and the overall maximum holding by any one person in respect of all savings accounts with the Society is £500,000
  • Transfers in from other Chorley Building Society Accounts are permitted. Transfers in from Notice Accounts conditions apply.

This is a limited issue and the Society reserves the right to withdraw this product without notice at any time.

No withdrawals or account closures are allowed within the fixed rate term, except in the event of the death of the account holder.

  • We will contact you at least 14 days prior to the end of the fixed rate term to advise you of the options available at that time.
  • The fixed term will end on the 30th November 2026, with the account balance available on the next working day. ‘Working day’ means a day other than a Saturday, Sunday, or Bank Holiday.
  • At maturity, you may withdraw by cash, cheque or CHAPs* (*subject to a £25 fee). Cheques will be issued within 48 hours of maturity and posted 1st class to the account holder. You can also request an online payment to a nominated bank account or to any of your Chorley accounts, providing these are in your own or joint names.
  • If you take no action on maturity the balance will be automatically transferred into an Easy Access Chorleian Account within the Society bearing the account holder’s name. The terms of the Chorleian Account are available in branch or at

Withdrawal conditions apply; please refer to section 9 of the Savings Account General Terms and Conditions and section 7 of the Chorley Online Terms and Conditions for further details.

Whether you need to pay tax is dependent on your own personal circumstances and may be subject to change in the future.

For more information on Tax Allowances please call HMRC on 0300 200 3300 or visit

Before applying for any of the above accounts please ensure you read the following:

Please also refer to our Identification Criteria in case we need to request more information from you

If applying by post, please ensure you print and sign before returning your application to the following address:

Savings & Investment Department
Chorley Building Society
Key House
Foxhole Road

Got an Enquiry? 01257 235003
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The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.