Interest is calculated on a daily basis and paid on 31st December each year. Please refer to section 13 of the Savings Account Terms and Conditions for details of how your interest is calculated.

This account has a variable rate of interest and is subject to changes; this means we may increase or decrease interest rates at any time; if we reduce the interest rate we will give you 14 days notification prior to the change and 30 day option from the notification to switch your account.

Please refer to section 13 of the Savings Account Terms and Conditions for details for further information on this.

Based on the current rate of interest, if you deposited £1,000 in this account, after 12 months you would have £1,001.00.

This figure is for illustration purposes and is based on no additional deposits, withdrawals or changes in interest rate within the 12 month period.

• Available to eligible UK residents only
• To open an account you will need to apply online, in branch or by post and let us have;
  • a fully completed Share Account application form;
  • at least the minimum deposit of £1; and
  • proof of your identity, address and residency
• The maximum deposit and total account balance is £500,000
• If this product is closed no further deposits will be allowed into this account.
• The Society’s products can be opened and managed in branch or by post, please refer to the Society’s Savings Accounts Terms and Conditions.

This is an easy access account and you may withdraw by cash, cheque or CHAPs* (*subject to a £25 fee). Withdrawal conditions apply; please refer to section 16 of the Savings Account Terms and Conditions for further details.

• Interest for this product can be paid to your account, transferred to your nominated account with the Society or paid to your external bank/building society account on the 31st December each year. Please note if the interest is transferred to an external bank/building society account, the interest will be available within 3 working days.
• This is a limited issue and theSociety reserves the right to withdraw this product without notice at any time.
• Whether you need to pay tax is dependent on your own personal circumstances and may be subject to change in the future. Interest is paid gross on all our savings accounts – except ISAs where it is paid tax-free. For more information on Tax Allowances please call HMRC on 0300 200 3312 or visit https://www.gov.uk/government/publications/personal-savings-allowance-factsheet/personal-savings-allowance.
• Details of our full range of products and current interest rates are available on request at our branches, by telephone 01257 235003 or from our website www.chorleybs.co.uk

Before applying for any of the above accounts please ensure you read the following:

• The Summary Box of the account you are applying for (see table above)
• Savings Accounts Terms and Conditions
• Tariff of Fees and Charges
• FSCS Information Sheet and Exclusions List

Please also refer to our Identification Criteria in case we need to request more information from you

If applying by post, please ensure you print and sign before returning your application to the following address:

Savings & Investment Department
Chorley Building Society
Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ