First-Time Buyers

We’re here to help first-time home buyers step onto the property ladder. We understand that applying for your first mortgage can be daunting, which is why we take the time to explain everything and make the process as simple as possible.

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View options

Product Name

LTV %

Issue No

Government First Homes Scheme – 2 Year Discount 95% LTV

95%
DP222

Product Name

LTV %

Issue No

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%
DP223

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%
DP224

Product Name

LTV %

Issue No

2 Year Discount 60% LTV

60%
DP241

2 Year Discount 80% LTV

80%
DP242

2 Year Discount 85% LTV

85%
DP207

2 Year Discount 90% LTV

90%
DP244

2 Year Discount 95% LTV

95%
DP209

Product Name

LTV %

Issue No

Standard Variable Rate

90%
SVR1

Product Name

LTV %

Issue No

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%
DP225

Help to Buy (E&W) – 2 Year Discount 75% LTV Remortgage

75%
DP226

Product Name

LTV %

Issue No

Later Life Lending – 2 Year Discount 75% LTV

75%
DP238

Later Life Lending – 2 Year Discount 60% LTV Remortgage

60%
DP239

Later Life Lending – 2 Year Discount 75% LTV Remortgage

75%
DP240

Later Life Lending – 2 Year Discount 60% LTV

60%
DP211

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home.
Get help >.

Guide

Buying your first home is exciting and at times, an overwhelming experience! As an independent, mutual building society, we have put together a comprehensive guide containing everything you need to know about becoming a first-time buyer.

To read our guide click here.

x

Mortgage Payment

Amortization Calculator

£
%

Monthly Payment

£1,673,933,442.49

Total Interest Payable

£96,308,019,647.55

Total of Payments
(Principal + Interest)

£301,308,019,647.55

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

We accept business from Appointed Representatives (ARs) and Directly Authorised (DA) intermediaries. However you must be registered via a Network or a Mortgage Club to submit a Decision in Principal or Application to us.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

x

Buy to Let Calculator

Please note that any fees you wish to add, should be added to the BTL loan amount

£
£
£
%

LTV

0%

Monthly Mortgage Payment

£0.00

Monthly Mortgage Payment (Stress Tested)

£0.00

Rent

£0.00

MIN BTL Rental Figure Required 125% (Basic Rate)

£0.00


MIN BTL Rental Figure Required 148% (Higher Rate)

£0.00

Please note that earned income in addition to the rental income( top-slicing) can only be considered by exception

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage.

Speak to a friendly adviser on 01257 235001
Request a Callback
Contact Form - Request a Callback Home

The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.

I do not go into the branch very often but when I do the staff are always friendly and helpful (Leyland).

This is my 3rd new Mortgage now with Chorley and each and everytime the process has been clear, simple and well communicated. The staff are friendly understanding and can’t do enough to help you through the orocess

Great choice of products with good rates too

Been a customer for 44 years, wouldn’t go anywhere else. The sectors best!

It was so easy to open a savings account. (Not simple to do in these coronavirus times) We were made welcome. Many thanks!

Easy to deal with - I like being able to operate accounts by post - Chorley offers some good accounts with reasonable interest rates. Staff always friendly, helpful and knowledgeable.

One factor that really stood out was the attention and continuous advice and support that we received, despite the effects of the Corona Virus pandemic , which Chorley B/S had to cope with. We really appreciate your decision to approve our application which has enabled us to look forward and enjoy the coming years.

Locally situated, Staffed by local people, giving a friendly, helpful service.

Good choice of products - competitive rates - efficient service Withdrawal of maturity funds by faster payment would be a welcome addition.

Very efficient and pleasant on the phone.

Well informed, professional, friendly staff. Ability to phone directly to a branch (how it should be everywhere). Lovely to have seating and low counters. Would like passbook covers. Passbooks are another plus.

We went to Leyland branch. We have known CBS for many years and have never any bad reports about them. We were made to feel welcome and the young lady treated us very efficiently and with a smile!

As a new customer, good first impression. Staff were very helpful and I appreciated having a chair at the counter.

May be this is due to my age but I like to communicate with a human being. The service I received was second to none.

Very efficient, no fuss and pleasant staff

Speed of response in setting up the new account was outstanding - as was the accuracy and efficient of the work

Fantastic advisor who was able to guide me through the process from start to end

Community News

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