Interest Rates for Withdrawn Accounts

Interest rates shown are correct as at 1st July 2020
Bonds
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
5 YEAR FIXED RATE BOND (31.10.24)
Annually and on Maturity
£1,000+
1.8
1.8
FIXED RATE BOND ISSUE 4 (30.9.2021)
Annually and on Maturity
£1,000+
1.6
1.6
5 YEAR FIXED RATE BOND (30.11.2024)
Annually and on Maturity
£1,000+
1.65
1.65
5 YEAR FIXED RATE BOND (30.11.2024)
Annually and on Maturity
£500+
2.15
2.15
FIXED RATE BOND ISSUE 3 (30.4.2021)
Annually and on Maturity
£1,000+
1.6
1.6
3 YEAR FIXED RATE BOND (30.11.2022)
Annually and on Maturity
£1,000+
1.70
1.70
3 YEAR FIXED RATE BOND
Annually and on Maturity
£1,000+
1.70
1.70
5 YEAR FIXED RATE BOND
Annually and on Maturity
£1,000+
1.80
1.80
CHORLEY FIXED RATE BOND (FIXED TO 30TH NOVEMBER 2021) (FR3)
Annually and on Maturity
£1,000+
1.15
1.15
CHORLEY FIXED RATE BOND (FIXED TO 30TH NOVEMBER 2021) (FR6)
Annually and on Maturity
£1,000+
2.00
2.00
LOYALTY 2 YEAR FIXED RATE BOND (FIXED TO 31.7.2020)
Annually
£500.00+
1.60
1.60
CHORLEY FIXED RATE BOND (FIXED TO 30.10.2020)
Annually
£1,000+
1.60
1.60
LOYALTY FIXED RATE BOND ISSUE 1 (FIXED TO 29th JANUARY 2021)
Annually
£1,000+
1.60
1.60
Childrens Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
FOXLEY FUND ACCOUNT
Annually
£1+
1.50
1.50
CASH CHILD TRUST FUND (NON STAKEHOLDER)
Annually
£250+
1.50
1.50
CHILDRENS REGULAR SAVER (ISSUE 1)
Annually
£1+
1.75
1.75
Postal Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
CHORLEY POSTAL Including the issues formerly known as: CHORLEY POSTAL 30 DAY NOTICE SAVER CHORLEY POSTAL (ISSUE 3) SILVER SAVER POSTAL ACCOUNT
Annually
£1+
0.75
0.75
Notice Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
FORTRESS SHARE ASTLEY SHARE (ISSUES 2, 3 & 4) LANCASTRIAN SHARE (Renamed CHORLEIAN SHARE - June 2019)
Annually or Monthly
£1.00
0.30
0.30
30 DAY NOTICE
Annually
£1.00
0.85
0.85
60 DAY NOTICE
Annually
£1.00
0.90
0.90
90 DAY NOTICE
Annually
£1.00
0.95
0.95
Individual Savings Accounts (ISAs)
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
CHORLEY CASH ISA Including the issues formerly known as: CASH ISA CASH ISA (ISSUE 1) RED ROSE CASH ISA (ISSUE 2) CHORLEY 30 DAY NOTICE CASH ISA
Annually
£1+
0.35
0.35
CHORLEY EASY ACCESS CASH ISA
Annually
£1+
0.50
0.50
60 DAY NOTICE CASH ISA Including the issues formerly known as: 60 DAY NOTICE CASH ISA (ISSUE 2) NOTICE CASH ISA (ISSUE 1 & 2)
Annually
£1+
0.70
0.70
90 DAY CASH ISA
Annually
£1+
0.80
0.80
90 DAY CASH ISA (ISSUE 2)
Annually
£1+
0.80
0.80
FIXED RATE CASH ISA ISSUE 1 (30.10.2020)
Annually
£500.00+
1.65
1.65
FIXED RATE CASH ISA ISSUE 2 (30.4.2021)
Annually
£500.00+
1.76
1.76
HELP TO BUY ISA
Annually
£1+
1.50
1.50
Business Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
CHORLEIAN CLUBS & CHARITIES
Annually
£1+
0.10
0.10
CHORLEIAN BUSINESS ACCOUNT
Annually
£1+
0.10
0.10
CHORLEIAN BUSINESS DEPOSIT ACCOUNT
Annually
£1+
0.10
0.10
Easy Access Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
PAID UP SHARE (Renamed CHORLEIAN 5th August 2015)
Half Yearly
£1+
0.10
0.10
POSTAL AND BRANCH ACCESSIBLE SAVER ACCOUNT (if twelve or more withdrawals are made within the calendar year the interest rate reduces to 0.30)
Annually
£500+
0.80
0.80
OVER 60’S ACCOUNT (ISSUE 1, 2 & 3)
Annually
£1+
£85,000+
£170,000+
0.30
0.5
0.70
0.30
0.50
0.70
EASY ACCESS SAVER (If twelve or more withdrawals are made within the calendar year the interest rate reduces to 0.30)
Annually
£500+
0.80
0.80
EASY ACCESS SAVER ISSUE 2 (if twelve or more withdrawals are made within the calendar year the interest rate reduces to 0.30)
Annually
£500+
0.80
0.80
Regular Savings Accounts
Account Name
Interest Paid
Balance
%AER(1)
%Gross(2)
Loyalty Seasonal Saver Issue 1 & 2
Annually
£1+
1.85
1.85
Member Regular Saver (01/07/2020 to 30/06/2021)
Annually
£1+
1.85
1.85

*AER stands for Annually Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

*Gross  is the gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

*Tax-free interest will be paid exempt of UK income tax.

 

Whether you need to pay tax is dependent on your own personal circumstances and maybe subject to change in the future. Interest is paid gross on all our savings accounts – except ISAs where it is paid tax-free. For more information on Tax Allowances please call HMRC on 0300 200 3312 or visit https://www.gov.uk/government/publications/personal-savings-allowance-factsheet/personal-savings-allowance.

Interest rates stated are variable unless otherwise stated.