First-Time Buyers

We’re here to help first-time home buyers get a mortgage. We understand that the process of applying for your first mortgage can be daunting, which is why we make the process as simple as possible and explain things as fully as we can.

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can… View options

Product Name

LTV %

Issue No

2 Year Discount 60% LTV Direct

60% LTV
DS847

2 Year Discount 80% LTV Direct

80% LTV
DS837

2 Year Discount 85% LTV

85% LTV
DS831

2 Year Discount 90% LTV Direct

90% LTV
DS850

2 Year Discount 95% LTV – regional restrictions apply

2 Year Discount 95% LTV – regional restrictions apply
DS851

5 Year Discount 75%

75% LTV
DS771

Direct 5 Year Discount 90% LTV

90% LTV
DS839

Product Name

LTV %

Issue No

Later Life 1 – Remortgage Term Over 70 2 Year Discount 60%

60% LTV
DS841

Later Life 1 Term over 70 – 2 Year Discount 60%

60% LTV
DS814

Later Life 1 Term over 70 – 2 Year Discount 75%

75% LTV
DS804

Later Life 1 Term over 70 – 5 Year Discount 75%

75% LTV
DS805

Later Life 2 70+ – 2 Year Discount 60%

60% LTV
DS815

Later Life 2 70+ – 2 Year Discount 75%

75% LTV
DS807

Later Life 2 70+ – 5 Year Discount 75%

75% LTV
DS808

Product Name

LTV %

Issue No

Standard Variable Rate 80%

80% LTV
SVR1

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home.
Get help >.

Guide

Finding your first home and mortgage is an important and exciting time. But it’s a big commitment too.

Tried and trusted for generations, Chorley Building Society will explain all the options to help you make the right mortgage decision. We’ll also help explain to you the fees connected to buying a home, such as paying for building surveys, legal work by solicitors and stamp duty.

Read More >

x

Mortgage Payment

Amortization Calculator

£
%

Monthly Payment

£1,673,933,442.49

Total Interest Payable

£96,308,019,647.55

Total of Payments
(Principal + Interest)

£301,308,019,647.55

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage. All the information required will be provided during an interview with one of our mortgage advisers in a European Standardised Information Sheet.

We accept business from Appointed Representatives (ARs) and Directly Authorised (DA) intermediaries. However you must be registered via a Network or a Mortgage Club to submit a Decision in Principal or Application to us.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

x

Buy to Let Calculator

Please note that any fees you wish to add, should be added to the BTL loan amount

£
£
£

LTV

0%

Monthly Mortgage Payment (2.99%) Interest Only

£0.00

Monthly Mortgage Payment (Stress Tested 5.50%)

£0.00

Rent minus 10 day annual void

£0.00

MIN BTL Rental Figure Required 125% (Basic Rate)

£0.00


MIN BTL Rental Figure Required 148% (Higher Rate)

£0.00

This information is for illustrative purposes only and does not contain all the details you need to choose a mortgage.

Speak to a friendly adviser on 01257 235001
Request a Callback






    The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.

    It was so easy to open a savings account. (Not simple to do in these coronavirus times) We were made welcome. Many thanks!

    Easy to deal with - I like being able to operate accounts by post - Chorley offers some good accounts with reasonable interest rates. Staff always friendly, helpful and knowledgeable.

    One factor that really stood out was the attention and continuous advice and support that we received, despite the effects of the Corona Virus pandemic , which Chorley B/S had to cope with. We really appreciate your decision to approve our application which has enabled us to look forward and enjoy the coming years.

    Locally situated, Staffed by local people, giving a friendly, helpful service.

    Good choice of products - competitive rates - efficient service Withdrawal of maturity funds by faster payment would be a welcome addition.

    Very efficient and pleasant on the phone.

    Well informed, professional, friendly staff. Ability to phone directly to a branch (how it should be everywhere). Lovely to have seating and low counters. Would like passbook covers. Passbooks are another plus.

    We went to Leyland branch. We have known CBS for many years and have never any bad reports about them. We were made to feel welcome and the young lady treated us very efficiently and with a smile!

    As a new customer, good first impression. Staff were very helpful and I appreciated having a chair at the counter.

    May be this is due to my age but I like to communicate with a human being. The service I received was second to none.

    Very efficient, no fuss and pleasant staff

    Speed of response in setting up the new account was outstanding - as was the accuracy and efficient of the work

    Fantastic advisor who was able to guide me through the process from start to end

    Community News

    Filter by:

    Meet the… Executive! In these remote times, let us introduce you to some of our exceptional team members.... June 23, 2021
    We’re Five Star Rated – AGAIN!!! We’re very proud to announce that we have been awarded a five star rating in... January 22, 2021
    Chorley for Charity Week Chorley for Charity Week 26 – 30 October 2020 Throughout our ‘Chorley for Charity’ week... October 30, 2020