Self-build Lending

* This page is for the use of authorised Buildloan intermediaries only. *

Make your self-build dream a reality. We release money to buy plots or property capped at a maximum 85% of the purchase price or value of the land, and then release the money for the building project in stages. The total advance must not exceed 80% of the estimated final valuation once the property is complete.

LTV’s are subject to lending criteria and products.

Self Build Mortgages

*Only for use for authorised BuildLoan Intermediaries* Our self-build mortgages are designed to release money to buy the plot/property, capped… View options

Self Build Mortgages

*Only for use for authorised BuildLoan Intermediaries* Our self-build mortgages are designed to release money to buy the plot/property, capped at a maximum 85% of the purchase price or value of the land and then release the money for the build in stages. The total advance must not exceed 80% of the estimated final valuation, once the property is complete. LTV’s are subject to lending criteria and products.

Product Name

Loan to Value

Product Code

Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 – £700,000)

The first release can be up to a maximum of 50% of the land or property value at application, subject to a final LTV of 60%. All other stage releases will be capped at a maximum of 70% of the build co

IP230

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Buildloan Self-Build Accelerator Mortgage with Build Out Fee Incentive (£150,000 – £700,000)

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP231

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Buildloan Self-Build Accelerator Mortgage (£150,000 – £700,000)

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP232

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Buildloan Self-Build Mortgage (£120,000 – £700,000)

During construction 85% of land cost or build cost subject to a maximum final LTV of 80% of the completed property value.

IP227

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Buildloan Self-Build Mortgage (£700,001 – £1,200,000)

During construction 75% of land cost or build cost subject to a maximum final LTV of 70% of the completed property value.

IP228

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Buildloan Self-Build with Build Out Fee Incentive (£150,000 – £700,000)

During construction 75% of land and build cost subject to a maximum final LTV of 80% of the completed property value.

IP229

View details

Additional Information

Service Standards

Legal Service

Fees & Charges

Valuation Fee Scale

Supporting Documents

Gifted Deposit Declaration Form	View
Additional Borrowing Form	View
Identification Criteria	View
Self Employed Guide	View

To check who is on our panel of solicitors click here to search

Please return the completed forms to the Intermediary Mortgage Team:

Mortgage Team
Chorley Building Society
Key House
Foxhole Road
Chorley
PR7 1NZ

If you have any questions or enquiries, please call us on 01257 235001 or email intermediaries@chorleybs.co.uk.

Speak to a friendly adviser on 01257 235001

Request a Callback

The Society will collect your email address as an alternative means of communication if we cannot reach you via telephone. This data will not be used for any other purpose.

Community News

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I do not go into the branch very often but when I do the staff are always friendly and helpful (Leyland).

This is my 3rd new Mortgage now with Chorley and each and everytime the process has been clear, simple and well communicated. The staff are friendly understanding and can’t do enough to help you through the orocess

Great choice of products with good rates too

Been a customer for 44 years, wouldn’t go anywhere else. The sectors best!

It was so easy to open a savings account. (Not simple to do in these coronavirus times) We were made welcome. Many thanks!

Easy to deal with - I like being able to operate accounts by post - Chorley offers some good accounts with reasonable interest rates. Staff always friendly, helpful and knowledgeable.

One factor that really stood out was the attention and continuous advice and support that we received, despite the effects of the Corona Virus pandemic , which Chorley B/S had to cope with. We really appreciate your decision to approve our application which has enabled us to look forward and enjoy the coming years.

Locally situated, Staffed by local people, giving a friendly, helpful service.

Good choice of products - competitive rates - efficient service Withdrawal of maturity funds by faster payment would be a welcome addition.

Very efficient and pleasant on the phone.

Well informed, professional, friendly staff. Ability to phone directly to a branch (how it should be everywhere). Lovely to have seating and low counters. Would like passbook covers. Passbooks are another plus.

We went to Leyland branch. We have known CBS for many years and have never any bad reports about them. We were made to feel welcome and the young lady treated us very efficiently and with a smile!

As a new customer, good first impression. Staff were very helpful and I appreciated having a chair at the counter.

May be this is due to my age but I like to communicate with a human being. The service I received was second to none.

Very efficient, no fuss and pleasant staff

Speed of response in setting up the new account was outstanding - as was the accuracy and efficient of the work

Fantastic advisor who was able to guide me through the process from start to end

HEAD OFFICE Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

BRANCHES

IMPORTANT INFORMATION

Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage. Think Carefully Before Securing Other Debts Against Your Home. Get help > .

The Chorley and District Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered on the Financial Services Register under number 206023. Registered Office: Key House, Foxhole Road, Chorley, Lancashire PR7 1NZ.
Chorley and District Building Society is a member of the Building Societies Association and a participant of the Financial Ombudsman Service and Financial Services Compensation Scheme.
Your telephone conversations with the Society may be recorded. This is to help the Society to improve customer service and to offer additional security. Calls and electronic communications may also be monitored for staff training.