New Customer Mortgage Products

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Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers  who own no more than 3 Buy To Let properties… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Shared Ownership

We are supporting the Government’s Shared Ownership scheme. The scheme allows you to purchase between 25% and 75% of a… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Second Homes

Our Second Homes mortgage is designed to support customers who are purchasing a second home/residential property that will be used… View options

Holiday Let Mortgages

Our Holiday Let mortgages are designed to support customers who are looking to purchase or remortgage a Holiday Let in… View options

Product Name

Loan To Value

Product Code

2 Year Discount 85% LTV

85%
DP207

2 Year Discount 90% LTV

90%
DP208

2 Year Discount 80% LTV

80%
DP206

2 Year Discount 95%

95%
DP209

2 Year Discount 60% LTV

60%
DP174

Product Name

Loan To Value

Product Code

Later Life Lending – 2 Year Discount 60% LTV

60%
DP211

Later Life Lending – 2 Year Discount 80% LTV

80%
DP212

Product Name

Loan To Value

Product Code

2 Year Discount 80% LTV Remortgage

80%
DP210

2 Year Discount 60% LTV Remortgage

60%
DP178

Product Name

Loan To Value

Product Code

Buy to Let – 2 Year Discount 80% LTV (Consumer)

80%
DP215

Buy to Let – 2 Year Discount 80% LTV (Investment)

80%
DP215

Buy to Let – 2 Year Discount 60% LTV (Consumer)

60%
DP213

Buy to Let – 2 Year Discount 60% LTV (Investment)

60%
DP213

Buy to Let – 2 Year Discount 70% LTV (Consumer)

70%
DP214

Buy to Let – 2 Year Discount 70% LTV (Investment)

70%
DP214

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Consumer)

75%
DP216

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

75%
DP216

Product Name

Loan To Value

Product Code

Credit Renew 2 – 2 Year Discount 70% LTV

70%
DP220

Credit Renew 2 – 2 Year Discount 60% LTV

60%
DP219

Credit Renew 1 – 2 Year Discount 75% LTV

75%
DP218

Credit Renew 1 – 2 Year Discount 60% LTV

60%
DP186

Product Name

Loan To Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%
DP223

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%
DP224

Product Name

Loan To Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

90% LTV of proposed share
DP164

Product Name

Loan To Value

Product Code

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%
DP225

Help to Buy (E&W) – 2 Year Discount 75% LTV Remortgage

75%
DP226

Product Name

Loan To Value

Product Code

Government First Homes Scheme – 2 Year Discount 95% LTV

95%
DP222

Product Name

Loan To Value

Product Code

Second Homes – 2 Year Discount 85% LTV

85%
DP221

Product Name

Loan To Value

Product Code

Holiday Let – 2 Year Discount 80% LTV

80%
DP217

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home.
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